Database Develop

Vivid May Get NFC Through SD Card

Just saw this on engadget and I thought that you all may find this interesting due to the fact that the Vivid doesn't have an NFC chip.
Moneto NFC microSD to bring contactless features to any Android phone. Look it up on Engadget.com

For the lazy: http://www.engadget.com/2012/01/11/moneto-nfc-microsd-contactless-payment-Android-iPhone/
Good find op
Sent from my HTC Pyramid using xda premium

Wouldn't the metal back interfere with the signal from the chip?

Several Zombies said:
Wouldn't the metal back interfere with the signal from the chip?
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not really, its very mild steel and not very thick.
personally I don't see the appeal of NFC, but I didn't see the appeal of touch screens originally... and that sure proved me

Wow, what bunk(paypass in general). I had a paypass mastercard a while back. it took about as long as getting cash from the ATM. The clerks had to manually select paypass as the payment form (i could just swipe the card and it would automatically do the transaction as credit/debit) and then I still had to enter my pin or sign. Top that off with a healthy dose of paypass communication failures and having to swipe my card anyways.
next up, giving up my SD card for it. 32GB class 10? I did read that the iphone owners get a case. TBH, I would give it a go-round if they made it in our vivid battery cover option. Specially if they had it for some different colors.
I understand it is very usefull elsewhere. maybe we have some places being a bit too security conscious in its adoption making it less usefull than a card. Or maybe their banks just want to black an option to reduce competition (if the card is just as easy, and they dont have paypass, it increases the odds their card gets used so they can charge you a fee for using their system)
I will just wait till paypass gets intergrated with the government mandate rfid chips is us. Then I will walk around like obi-wan waving my hand saying "You have already paid sir"
/rant

There are other Reason's for NFC, you can buy NFC Tags and have them set to automate things when you tap the tag. Ex. You get in your car and you want to turn off Wi-Fi, Turn on GPS, Turn on Nav, or a Dock App, Turn on Blue Tooth, etc. You can program an NFC Tag for that and all you have to do is tap the tag as opposed to having to go through settings and finding the apps.
Edit: Just read the deal about this thing, apparently it is very limited on what you can actually do with it so disregard my previous comments. Seems there are others out now but all of them are very limited on what they actually give you the ability to do,

Anybody know what the status on this is or if it will ever happen? It would be a neat thing to have with this phone

I think that NFC has great potential, but if this is really limited, as stated earlier, i don't see the point... Then again, i haven't read the article myslef yet

T-mobile and AT&T (ISIS) blocking Google Wallet NFC

So let me start my story and then tell you why I made this thread.
Driving in 21 degree weather in Atlanta and realize my car is drifting to the right. Pull over see flat tire and nail in it. Get to gas station to air up and head to 24hr tire repair shop. Walmart has NFC air machine. Get ready to use NFC and realized I switched Nexus 4's today. (I have 2 N4's) and it wouldn't let me set the card up.
Google wallet goes through normal setup, get email saying I added new device. Application shows my usual debit card I use by default. Says click to setup card for use. Click card and after about 3 minutes of spinning I get an error. Error read "Error adding card". So I assumed it was just for the moment. Walked to attendant and got change to use air pump.
I get home to setup again and got the same error 4 times. So I called "Google Wallet support" and they told my basically "AT&T and T-Mobile have integrated an NFC chip in the new micro and mini sim cards that interferes with Wallet setup and NFC possibly but definitely Wallet support on nexus 4 devices on both carriers." He stated that the "Google Wallet Technical Support Team are aware of this issue and they've received floods of calls today concerning this and are working to fix the issue as soon as possible." Apparently T-Mobile & AT&T activated the beginning stages of ISIS in a test this week and whatever they did screwed Wallet from being set up properly. He is unaware if it affects those already set up.
I am really upset because the card portion of the air machine was obstructed so I couldn't slide my card properly and I didn't have change. The one time NFC was the only option and it didn't work.
So this is just a heads up for all of you so you won't be in a similar situation as I was. I think it's sneaky and underhanded for T-Mobile to do this and we should at the LEAST have been notified that they were activating or even including NFC in the newer SIM cards.
Anyone else had this issue? I will update OP when I hear more on this.

It's been discussed here. http://forum.xda-developers.com/showthread.php?t=2020482
It don't have a problem because I'm not in a test market. It really does suck they have messed up wallet with their Isis BS. Hopefully Google can figure out a workaround.
Sent from my Nexus 4

El Daddy said:
It's been discussed here. http://forum.xda-developers.com/showthread.php?t=2020482
It don't have a problem because I'm not in a test market. It really does suck they have messed up wallet with their Isis BS. Hopefully Google can figure out a workaround.
Sent from my Nexus 4
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Damn I searched like hell to find a thread before I made a post.. smh
I guess a MOD can delete this one then??

Freshly_Snipes said:
Damn I searched like hell to find a thread before I made a post.. smh
I guess a MOD can delete this one then??
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Better to close this one

Google wallet and the note 3

What is the status of getting Google wallet to work on the note 3? Ive had Google wallet since my nexus 5 days and really like the app. .. Will 4.4 bring us access to it?
Sent from my SAMSUNG-SM-N900A using XDA Premium 4 mobile app

yokozuna82 said:
What is the status of getting Google wallet to work on the note 3? Ive had Google wallet since my nexus 5 days and really like the app. .. Will 4.4 bring us access to it?
Sent from my SAMSUNG-SM-N900A using XDA Premium 4 mobile app
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Google wallet works, however the tap to pay feature doesn't. And that really sucks!
I believe Isis works now with 4.3, and if you flash 4.4 a certain way isis will still work. You'll have to search for that isis thread for more info.

So even with the N900A update this week we still do not have a working Tap to Pay on Google Wallet. I was hopefully both because of their response to my FCC complaint in Nov 13 that said 4.4 would have it and because its my understanding it works on the 4.4 update for the i337 S4.
I'm planning on starting a thread on the AT&T Community Support forums but I'd love to know if there's a simple way around this. I used to love Tap to Pay on my phones circa 2011/12 but I haven't had it for almost 3 years courtesy of all 3 Galaxy Note models. Has anyone attempted to side load the .apk from the Nexus 5?
Sent from my SM-T900 using Tapatalk

I too would like tap-to-pay to work in Google Wallet. But I'm curious about why people value tap-to-pay.
I've been using tap-to-pay in Isis Wallet, and it works well. But I find that it's slightly more work to take out my phone, start the wallet app, enter my PIN, and tap than it is to take out my physical wallet, remove the credit card, and swipe. Tap-to-pay is entertaining because it still has novelty value, but I don't see any practical advantage yet.

I was also hoping that the update would include support for tap to pay. I had the X-Note Rom installed for a while and tap to pay surprisingly worked. Probably because it was based off of an international Rom I would assume. I have gone back to stock and not having tap to pay again sucks. I hope Google can force AT&T to let us use it soon.

Gary02468 said:
I too would like tap-to-pay to work in Google Wallet. But I'm curious about why people value tap-to-pay.
I've been using tap-to-pay in Isis Wallet, and it works well. But I find that it's slightly more work to take out my phone, start the wallet app, enter my PIN, and tap than it is to take out my physical wallet, remove the credit card, and swipe. Tap-to-pay is entertaining because it still has novelty value, but I don't see any practical advantage yet.
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From a security standpoint it's far more secure than a physical card presented to the cashier. Convenience wise, it's easier to not carry multiple cards and safer too from a potential lose your wallet standpoint.
I agree there's a high level of novelty but it's a useful feature none the less. ISIS is a boondoggle and only works with AT&T provides sim cards. I'm usually on Straight Talk or Go Phone when in the US.
Sent from my SAMSUNG-SM-N900A using Tapatalk

aygriffith said:
Has anyone attempted to side load the .apk from the Nexus 5?
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Yes, and unfortunately it still doesn't use the tap-to-pay feature.
I'm like you. When I was with t-mobile, I returned my precious Note3 all because of this stupid carrier blocking this service. I went with the Nexus5.
My wife and I, recently moved to at&t, and knowing the 4.4.2 update was just around the corner, I jumped into another Note3.
Now, since I'm full blown official 4.4.2, I STILL CAN'T USE GOOGLE'S WALLET TAP-TO-PAY FEATURE!!!
WHAT THE HELL!?!?
Even side loading my Nexus5 Google wallet apk, it still won't activate the service I fell in love with on my Nexus5!
Just plain stupid!
Sent from my SAMSUNG-SM-N900A using XDA Premium 4 mobile app

aygriffith said:
From a security standpoint it's far more secure than a physical card presented to the cashier. Convenience wise, it's easier to not carry multiple cards and safer too from a potential lose your wallet standpoint.
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Thanks, those are helpful points.
I can see those advantages arising eventually, but for me at least they're not here yet. I only use one card anyway, and until e-wallets are accepted everywhere, I still need to carry the card. Everyplace that accepts e-wallets also allows self-swiping of cards, so there's no cashier risk if I use my card instead of my e-wallet. Card readers can be skimmed, but so can NFC readers.
Nonetheless, I would like tap-to-pay to work.

I came here researching for a friend who wants wallet tap and pay on his AT&T note 3 and I have to comment on the "novelty" factor. I have a t-mobile s4 running TheSickness's Insane Kit Kat V8 and I use tap and pay on a daily basis. I have one bank account and 2 debit cards linked to wallet and each payday I allot myself an amount to use for lunches and things at work. There are two stores beside mine, a drugstore and an upscale, independent grocery store, who both have NFC registers. I don't have to pull out a card or fumble with cash because I already always have my phone in my hand. I tap the card reader and put in my wallet pin and I walk out. It's not just novel, it's incredibly useful and helps me budget my income better. Just my two cents.
Edit : come to think of it, the McDonald's and the subway there both have NFC, too.
Sent From One Sick, Insane, Deviant Kat!

Gary02468 said:
Thanks, those are helpful points.
I can see those advantages arising eventually, but for me at least they're not here yet. I only use one card anyway, and until e-wallets are accepted everywhere, I still need to carry the card. Everyplace that accepts e-wallets also allows self-swiping of cards, so there's no cashier risk if I use my card instead of my e-wallet. Card readers can be skimmed, but so can NFC readers.
Nonetheless, I would like tap-to-pay to work.
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NFC can't be skimmed, not like a credit card. While its true the phone is using Host Card Emulation there is little to be gained by capturing the NFC data. The Wallet app communicates with Google's servers to generate unique card data for each transaction. That's why the Google Wallet app only functions when you have internet access.

[Q] Tokenization for Payment

I read online that Apple Pay will use tokenization. I also read that Google Wallet does not use tokenization.
Is ATT's version (Softcard, formerly Isis) using tokenization?
This Softcard thing is a hit and miss for me. The website says certain stores work but did not for me. So far, it has only worked at one Baby's R Us for me...

de2000 said:
I read online that Apple Pay will use tokenization. I also read that Google Wallet does not use tokenization.
Is ATT's version (Softcard, formerly Isis) using tokenization?
This Softcard thing is a hit and miss for me. The website says certain stores work but did not for me. So far, it has only worked at one Baby's R Us for me...
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It does not use tokenization, however the Softcard is going to be available on the iPhone 6. According to Softcard's website, this is how they protect your info.
"Your payment card credentials are stored in a special chip known as the Secure Element contained within your compatible smartphone. The Secure Element is isolated from your phone's main operating system and hardware, and is designed to allow access to authorized programs, like the Softcard app, to initiate a transaction. The app is accessed by a user-selected 4 digit PIN, adding another layer of protection. Additionally, a single call to your wireless carrier or visit to our website can disable the app."
I personally use Softcard and it works fine but you are correct that it only works at select locations. You can use the app to find places near you where it is accepted. The first place I ever tried was also Babies R Us. They are constantly adding locations and credit card companies that they are compatible with, so hopefully it will get better in the future. The app also features discounts and coupons that are based on your purchase history. Overall I like Softcard but I would like to see it accepted at more of the common stores I shop at and I wish it would allow me to use my bank card, which is currently not accepted. I hope this helped you out some!

Thank you for the reply.
So, technically, the Apple Pay is more secure since only tokens are given out. I guess that is the whole point... If Softcard, even though it uses the phone's secure element, doesn't use tokens, then full card info is still transmitted... That is an inferior protection than Apple Pay.
Walgreens is supposed to be Softcard compatible, but it didn't work for me.

de2000 said:
Thank you for the reply.
So, technically, the Apple Pay is more secure since only tokens are given out. I guess that is the whole point... If Softcard, even though it uses the phone's secure element, doesn't use tokens, then full card info is still transmitted... That is an inferior protection than Apple Pay.
Walgreens is supposed to be Softcard compatible, but it didn't work for me.
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I think the reason they still transmit full card info is because they feel the companies they are contracted with are secure and wouldn't have credit card info retaining devices attached to steal the information from your card. Plus the NFC only works within 4cm of the phone and requires a PIN code to accept payment. Either payment method is still going to have your full credit card info used when taking it from your account and, like what happened with Target last year, that info is still not secure because the companies themselves are not fully secure. We're pretty much screwed either way but I personally wouldn't purchase a phone solely on the basis of the NFC payment methods available. Until the service is perfected and the majority of companies accept the payment methods, it is kind of a gimmick. But that's just my opinion...

The article I read was that the Tokenization process doesn't send full card information over the NFC. It sends a Token, then the token is transmitted to a third party to be translated to the card information which is then presented to your bank for payment. (the exact wording is different) So this means that the hackers can steal all the tokens they want from the merchants, but it won't matter.
Anyway, yes, I understand that I can't base on just that to buy a phone, but if this type of payment catches on, Softcard or Google Wallet will probably need to change their algorithm, and that may require a new secure device which our phones do not have now.
Just thinking... :laugh:

de2000 said:
The article I read was that the Tokenization process doesn't send full card information over the NFC. It sends a Token, then the token is transmitted to a third party to be translated to the card information which is then presented to your bank for payment. (the exact wording is different) So this means that the hackers can steal all the tokens they want from the merchants, but it won't matter.
Anyway, yes, I understand that I can't base on just that to buy a phone, but if this type of payment catches on, Softcard or Google Wallet will probably need to change their algorithm, and that may require a new secure device which our phones do not have now.
Just thinking... :laugh:
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I wasn't aware that it wasn't full card information which would make it much more secure. I hope it does catch on because too many people are having their credit card information stolen and we need a secure system in place. The only problem is the merchants willingness to adopt these new procedures. Currently there is only a handful of retailers who have said they would be adopting Apple Pay. Now Apple being as popular as they are will make it more widely accepted I'm sure and it would make Softcard or Google Wallet rethink they're current procedures. Either way, I can only hope this is a step in the right direction for more secure payment methods!

Any tips for using Samsung Pay at Walmart?

I just can't seem to get Samsung Pay to work with Walmart card readers. Think they have them rigged somehow to help push their Walmart pay service?

I've never got it to work at Walmart. I think it has something to do with their actual card readers not allowing it to work. Probably trying to push their own Walmart pay
Sent from my SM-N930T using Tapatalk

Always have to try a couple of times, but it works!
Sent from my SM-N930T using Tapatalk

I was informed that they disabled NFC payment at their store here in GA.

You should still be able to use it... try using side ways
Sent from my SM-N930T using Tapatalk

Up at self checkout, I can only get one register to work. All the others get card read errors. The one that works, when it asks for my pin, I have to select "change payment method" and select Credit for it to go through. If someone is on this register, I'm screwed.

I had the same issue of it not work and I had left my wallet at home!
We tried for about 3 minutes and little did I know that at least 10 other people were in line behind me LOL
I told the lady at the register I would be back and for her to hold my things ( I never went back)

Always works with me. The cashiers have the shocked look on their faces every time. Lol

Works for me every time at both the self checkout and regular line.

Works fine for me. Used BOA and citi bank cards just fine.

Works for me at Walmart. The only store where I haven't been able to make it work is Lowe's.

Kalnel said:
Works for me at Walmart. The only store where I haven't been able to make it work is Lowe's.
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yeah Lowe's did something to stop it from working there is what they told me. As for Walmart its hit and miss by store in my case.

Kevallis said:
I was informed that they disabled NFC payment at their store here in GA.
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Samsung pay doesn't use NFC so that wouldn't matter.

seh6183 said:
Samsung pay doesn't use NFC so that wouldn't matter.
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It uses both. It uses NFC on tap to pay terminals and the magnetic spoofing on magnetic swipe terminals.
To the OP: I've only been able to use it once in Walmart. I've tried 10 times now at several different Walmarts and have never gotten it to work again, even on the same register where it worked before.

harveydent said:
It uses both. It uses NFC on tap to pay terminals and the magnetic spoofing on magnetic swipe terminals.
To the OP: I've only been able to use it once in Walmart. I've tried 10 times now at several different Walmarts and have never gotten it to work again, even on the same register where it worked before.
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True it can use tap to pay, but even on those machines I just do MST lol I never use NFC.

harveydent said:
It uses both. It uses NFC on tap to pay terminals and the magnetic spoofing on magnetic swipe terminals.
To the OP: I've only been able to use it once in Walmart. I've tried 10 times now at several different Walmarts and have never gotten it to work again, even on the same register where it worked before.
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I think he was really meaning that disabling nfc doesn't hinder using Samsung pay.
Sent from my SM-N930T using Tapatalk

Actually it is my understanding that if you have NFC turned off, Samsung Pay will enable it temporarily for the payment and I have seen in settings where NFC goes on in my first Note because one time it failed to turn off after paying.
I have also read in several places that Samsung Pay automatically turns on NFC.

Sirdragonx said:
Actually it is my understanding that if you have NFC turned off, Samsung Pay will enable it temporarily for the payment and I have seen in settings where NFC goes on in my first Note because one time it failed to turn off after paying.
I have also read in several places that Samsung Pay automatically turns on NFC.
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Where as this is true, it is not dependent upon nfc and they enable it to provide both possible options. It is not dependent on if there is a nfc device to tap so in this case if Walmart disables the nfc payment reader our Samsung devices won't care because it will use the mst instead.
Sent from my SM-N930T using Tapatalk

JayDean03 said:
Always works with me. The cashiers have the shocked look on their faces every time. Lol
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After all this time you'd think the American public would realize what wireless payments are. It's no surprise Google Wallet didn't take off!

RaymondPJR said:
After all this time you'd think the American public would realize what wireless payments are. It's no surprise Google Wallet didn't take off!
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Exactly. I just don't get it. Ive been using phone/NFC payments since the Nexus S. It still seems new to ppl.
I think most ppl know about "apple pay".