Worth Ave insurance quote AMAZING - Off-topic

I just called Worth Ave. If My wife takes 1 single online course. They will give her a college bundle discount with a $25 dollar deductible for up to 4K of insurance!!!!
For...drum rolllllllll.......
$110 a year. She just has to be enrolled first. Unreal. Best deal EVER.
Oh...and after the course is done...we can keep the bundle package as long as we don't let it lapse year to year after that.
4K of insurance (laptop, phone, camera, lens) accidental damage, or theft...for $110 a year.
Done deal. Better than home owners insurance even.
You are welcome.

Oh...normally it costs about 100 per 1K of insurance per year AND $50 deductible.
So..for $800 it is around $80 a year and a $50 dollar deductible (without the college bundle).

sooo..you're saying this is better than asurion?

meccadon123 said:
sooo..you're saying this is better than asurion?
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Click to collapse
lol.

meccadon123 said:
sooo..you're saying this is better than asurion?
Click to expand...
Click to collapse
Asurion is $11 a month so $132 a year and $200 deductible.

Seriously...I don't work for these people..lol. But look at what I just found.
COUPON CODE: 15OFF
Policy 1 Edit
College Plus Insurance
1 Year Coverage
Coverage Amount: $2,000.00
Deductible Amount: $25.00
Price:
$72.00
-$10.80
$61.20
Processing Fee: $5.00
Total: $66.20
You can't go beneath 2K (so..laptop and cell phone coverage basically)
Seriously. Link below to the losses covered.
http://www.worthavegroup.com/college-plus (click on losses covered on right side)
I'm actually buying today for a 4K policy for $90 bucks. Today bad I didn't do this before my wife dropped the phone. But...anyway.

One thing to keep in mind is they do not cover theft unless a police report is provided and proof of burglary. They also do not replace lost phones.
Asurion is better in that since, but you definitely pay for it lol.

bullet2300 said:
One thing to keep in mind is they do not cover theft unless a police report is provided and proof of burglary. They also do not replace lost phones.
Asurion is better in that since, but you definitely pay for it lol.
Click to expand...
Click to collapse
Well..police report is no problem...but they don't replace lost phones?
Hmmmm.....
I will have to remember that. Once lost, I will be sure to file a police report for "missing and presumed stolen from the last location it was at" Even if that is my couch.
lol !!

ZenInsight said:
Well..police report is no problem...but they don't replace lost phones?
Hmmmm.....
I will have to remember that. Once lost, I will be sure to file a police report for "missing and presumed stolen from the last location it was at" Even if that is my couch.
lol !!
Click to expand...
Click to collapse
lol I suppose you can do that, but they specifically state they will not replace lost/stolen phones if "forced entry" is not apparent. (ie leaving it on your couch, or in an unlocked car). If your cars window is smashed, they will happily replace it if you file a police report haha. not sure your window will be worth it though.

bullet2300 said:
lol I suppose you can do that, but they specifically state they will not replace lost/stolen phones if "forced entry" is not apparent. (ie leaving it on your couch, or in an unlocked car). If your cars window is smashed, they will happily replace it if you file a police report haha. not sure your window will be worth it though.
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Click to collapse
So...If someone picks it up off the table in front of you..and leaves...and you don't notice until it's gone...and you file a report..they won't accept the claim?!

ZenInsight said:
So...If someone picks it up off the table in front of you..and leaves...and you don't notice until it's gone...and you file a report..they won't accept the claim?!
Click to expand...
Click to collapse
No, they would not help you at all in that situation. At least I think so... Here is their FAQ. Check the lost vs stolen:
http://www.worthavegroup.com/policy-faq
or rather, maybe you are right on that lol unless its stolen from a vehicle?? except you could jsut say it was stolen in plain sight. Not sure, but it is a bit touchy there haha.

ZenInsight said:
So...If someone picks it up off the table in front of you..and leaves...and you don't notice until it's gone...and you file a report..they won't accept the claim?!
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Click to collapse
Just called them. This applied to locking your car doors ONLY. Not anywhere else.
Lock your doors.

How much insurance do I need for my Note 2? I see on Sprint without an upgrade it costs $650. I'm guessing that amount?
EDIT: I can't buy anything more than $599 on a "cell phone". How do I get more?
EDIT 2: I called them. The most they offer on non-iphones is $599. So if you break your phone tomorrow, you'll have to pay the $50 deductible and then another $50 to buy the phone from Sprint. I'm guessing the price will go down eventually.

sparhawk6 said:
How much insurance do I need for my Note 2? I see on Sprint without an upgrade it costs $650. I'm guessing that amount?
EDIT: I can't buy anything more than $599 on a "cell phone". How do I get more?
EDIT 2: I called them. The most they offer on non-iphones is $599. So if you break your phone tomorrow, you'll have to pay the $50 deductible and then another $50 to buy the phone from Sprint. I'm guessing the price will go down eventually.
Click to expand...
Click to collapse
No. Don't do a phone only package. Do the College Plus package for a minimum of 2K. It costs like $65 a year and insure up to 2 thousand with a $25 dollar deductible.
Use code 15OFF on the site as well.

ZenInsight said:
No. Don't do a phone only package. Do the College Plus package for a minimum of 2K. It costs like $65 a year and insure up to 2 thousand with a $25 dollar deductible.
Use code 15OFF on the site as well.
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Click to collapse
But I'm not in college.
Sent from my Nexus 7 using xda app-developers app

sparhawk6 said:
But I'm not in college.
Sent from my Nexus 7 using xda app-developers app
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Click to collapse
You can take a single online course and be allowed to have the insurance.
You purchase the insurance and choose the closest college to you. Then you call them up and tell them what online course you are doing. they told me they didn't care if it was for Photoshop...Lightroom..an Adobe product....or a pottery class. I'm not kidding.

I think this thread has ran its course, along with its sales man.
Sent from my KFTT using xda premium

If this is legit, it is a great deal. Even though most homeowner policies do cover your mobile devices, you really never want to turn in a claim on that. I will be looking into this more, thanks for sharing!

shook187 said:
I think this thread has ran its course, along with its sales man.
Sent from my KFTT using xda premium
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Hey senior member. Do you see how long I have been in XDA? Do you see how many threads I have posted? My wife shattered her phone. Want to see a pic of it? Not everyone is a scam artist working for a company dude.
|it's a good deal. You don't like it? Then ignore the thread. You got a better offer? Let me know cuz I haven't purchased it from them as of yet.
But don't troll in here assuming someone is trying to scam you just because they are discussing insurance for a PHONE unless you have something productive to offer..
Paranoid often?
Edit: I have renters insurance. Doesn't cover dropping your phone. And it has a $500 deductible. I know my stuff. I'm a research-a-holic.
By the way...this is post 666...don't mess with me. lol

So was the student quote you got to cover both you and your wife? I'm in the same boat as you, I want these things covered with a cheaper option than sprint is offering once I get my replacement.

Related

How to upgrade early

Ok, So here's my plan:
1. Go to AT&T website. Login. Add a line
2. Choose the phone I want with that new line for the discounted price or free with two year contract.
3. Receive the phone in the mail with brand new sim and everthing
4. Only take the phone out the box never touch the sim, unlock the phone, put different sim from another phone service in it and start using the phone with that service (or simply swap the sim for the line I'm already using)
5. Never activate the new line
Will i still have to pay for the second line if I never activate it? Or do I walk away sky free with my new phone?
someone said they have done this and it worked, I want feedback before I try and end up getting stuck paying another bill for a second line I don't need or want.
Wonder if this works? Would love to know!
Sent From My GR-11Captivate!
Eventually they will wonder what happened to the phone they sent to you and either ask for it back or activate it on their end I am sure. What do you do when you don't send a phone back to them?
aka how to try to cheat the system and fail
this won't work because when you agree to purchase at the discounted price, it comes with the expressed agreement that you are creating a new line that you will use and pay for 1 year or 2 years. if you do not activate the line, you will be charged for a line cancelation/ETF. without any months used, that means you'll pay for discounted price of phone and an ETF of at least $350
basically, AT&T isn't stupid. if you've thought of this idea, it's likely they have as well.
Kaik541 said:
aka how to try to cheat the system and fail
this won't work because when you agree to purchase at the discounted price, it comes with the expressed agreement that you are creating a new line that you will use and pay for 1 year or 2 years. if you do not activate the line, you will be charged for a line cancelation/ETF. without any months used, that means you'll pay for discounted price of phone and an ETF of at least $350
basically, AT&T isn't stupid. if you've thought of this idea, it's likely they have as well.
Click to expand...
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I don't know....That's why I asked second opinions, but how can they cancel what was never activated? And I haven't signed any agreements? So why would I pay a early termination fee for something I never activated, or terminated?
nightwanderer said:
Eventually they will wonder what happened to the phone they sent to you and either ask for it back or activate it on their end I am sure. What do you do when you don't send a phone back to them?
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Why would you have to send something back that you paid for? That's like buying something from Wal-mart, and not using it the way it was supposed to be used so they ask you to bring it back... Not Likely. Lol
Klyentel said:
And I haven't signed any agreements? So why would I pay a early termination fee for something I never activated, or terminated?
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Click to collapse
clicking agree is the same thing as signing your name on paper.
when you go to the web site and ask for a second line (with a phone) you must click "agree" to a contract. read the contract. you agree to pay for the phone if you do not activate the second line with a 2 year(or whatever) contract. that is why they send you a phone, because you agree to be a customer for a couple years.
Klyentel said:
Why would you have to send something back that you paid for? That's like buying something from Wal-mart, and not using it the way it was supposed to be used so they ask you to bring it back... Not Likely. Lol
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when you buy something from walmart you BUY it, you PAY MONEY for it. so OF COURSE they wouldnt ask you to bring it back. but if you RENT a car, and dont bring it back, they charge your credit card, as you agreed too.
yeah dont do that! someone may have fallen through the cracks here and there, but believe me they dont give you the phone on just good faith. they can charge you for the phone full price on the credit card, they can activate your line anyway and charge you for the two years of service, they can put it on your credit report, and they can charge you with theft. maybe they have a bad system and people get away with it, maybe in a court you can get a really good lawyer and get out of it for only lawyer and court fees(more expensive anyway) but all in all it is not a good idea.
Kyle...
for more information on " clicking agree " please go to
http://www.southparkstudios.com/full-episodes
and watch the season 15 premier of South Park
Human-cent-i-pad
- (official site no legal issues)
"why wont it read?"
Well glad I didn't try it, but I do know someone that got away with it. Maybe they got lucky.
TRusselo said:
when you buy something from walmart you BUY it, you PAY MONEY for it. so OF COURSE they wouldnt ask you to bring it back. but if you RENT a car, and dont bring it back, they charge your credit card, as you agreed too.
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Unless it's offered for free, you do actually pay for the phone though. You just get a discounted price.
Eample, if the phone retails at $599, they give it to you for $199 if you agree to two years of service.
So after you pay the offered price, the phone is yours. They cannot ask for it back, regardless if you terminate service early or whatever. And they charge your credit card right up front before they even ship it out. So that is what I met by the Wal Mart analogy, Once you pay for something its yours
its called early termination fee... they get the rest of the cost of the phone out of you.
so ya pay 0$ or $199 on a more expensive phone, you can keep it and not do the contract
but you have to pay for cancelling the contract.. so you basically pay the remainder of the phone.
and EVERYONE else that has even bothered answering this thread agrees.
face it you are wrong.
and lcd damage
water damage
brick...
your sig doesnt inspire trust in you....
TRusselo said:
its called early termination fee... they get the rest of the cost of the phone out of you.
so ya pay 0$ or $199 on a more expensive phone, you can keep it and not do the contract
but you have to pay for cancelling the contract.. so you basically pay the remainder of the phone.
and EVERYONE else that has even bothered answering this thread agrees.
face it you are wrong.
and lcd damage
water damage
brick...
your sig doesnt inspire trust in you....
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Click to collapse
Wtf? I never said I was right! All I did was ask for some feedback you prick. I just wanted to see what others thought before I tried, and now I know. Now why are you getting so sensitive about the issue? Do you work for AT&T or something? Dam.
And my sig has nothing to do with you, and most those phones weren't mine they were my wifes, except for the G1, either way not your concern, go inspire a life
TRusselo said:
its called early termination fee... they get the rest of the cost of the phone out of you.
so ya pay 0$ or $199 on a more expensive phone, you can keep it and not do the contract
but you have to pay for cancelling the contract.. so you basically pay the remainder of the phone.
Click to expand...
Click to collapse
Since you like correcting people, and I'm sure 1400 of your 1700+ posts on xda are probably you being a ****....Allow me to correct you.
Just because you inquire a fee for something it does not reflect the price value of the merchandise. Example, you pay $199 for a phone that is originally $599, you cancel contract early and pay the ETF of $250 ( I don't know where the **** you got $350 from ) You look at it as if you paid full price of the phone right? Wrong. You may have spent in total almost 500 bucks anyway, but not on the phone. Because if you paid full price for the phone which is $599 plus the ETF of $250...your total spent would be about 850 dollars. Big difference right? Right.
Moral to the story, before you try to be a smart ass, you first have to be smart, otherwise, that just makes you an ass!
i never started name calling or being sensitive, and obviously i dont work for att im canadian.
why did you bother asking us if you know you are right?
im done.
grow up.
Thread closed, since this won't lead to nothing. Also, discussion in how to avoid payment or leaning to cheating it doesn't sound good.
If you want to do it, do it. No need to discuss it in a public forum.

SquareTrade Discount!

Normally, the SquareTrade warranty is $39.99 and $49.99 for the 8GB and 16GB models, respectively (all values in USD). If you buy the warranty through their Nexus 7 landing page (http://www.squaretrade.com/nexus7) you'll get $10 off, so $29.99 and $39.99. Offer expires 17 August 2012. The warranty is good for 2 years and includes accidental coverage from handling (spills, drops, etc.). They can also adjust the warranty to start when you actually received your Nexus 7, not when you purchased it.
Searched their site for a minute to get some details. There is no deductible for tablets. Shipping is free both ways. Once the parts and labor for any repairs reaches the original purchase price of the device, the contract is considered fulfilled. If it is damaged beyond repair, they will cut a check or make a paypal deposit in the amount of your original purchase price and consider the contract fulfilled. They guarantee 5-day turnaround. 5 days from when you ship the device to them, they will have it repaired and shipped back or pay you for the device. There may be other terms that I did not find on the site, or that I simply forgot but it sounds pretty good to me. I'll be purchasing a plan since I will soon have 3 kids under 3 years old. Who knows what's going to happen to my precious Nexus.
I just wanted to share this discount with you all since I haven't seen it posted yet. For those lucky enough to be able to find a one-time-use 30% off discount, thumbs up for you! I couldn't find any that weren't used so this is my best bet.
Also noted that under the pull-down for Maufacturer there is no Google, so I'm assuming te choice will be Asus.
r4d14n7 said:
Normally, the SquareTrade warranty is $39.99 and $49.99 for the 8GB and 16GB models, respectively (all values in USD). If you buy the warranty through their Nexus 7 landing page (http://www.squaretrade.com/nexus7) you'll get $10 off, so $29.99 and $39.99. Offer expires 17 August 2012. The warranty is good for 2 years and includes accidental coverage from handling (spills, drops, etc.). They can also adjust the warranty to start when you actually received your Nexus 7, not when you purchased it.
Searched their site for a minute to get some details. There is no deductible for tablets. Shipping is free both ways. Once the parts and labor for any repairs reaches the original purchase price of the device, the contract is considered fulfilled. If it is damaged beyond repair, they will cut a check or make a paypal deposit in the amount of your original purchase price and consider the contract fulfilled. They guarantee 5-day turnaround. 5 days from when you ship the device to them, they will have it repaired and shipped back or pay you for the device. There may be other terms that I did not find on the site, or that I simply forgot but it sounds pretty good to me. I'll be purchasing a plan since I will soon have 3 kids under 3 years old. Who knows what's going to happen to my precious Nexus.
I just wanted to share this discount with you all since I haven't seen it posted yet. For those lucky enough to be able to find a one-time-use 30% off discount, thumbs up for you! I couldn't find any that weren't used so this is my best bet.
Click to expand...
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I don't usually purchase warranties, but this looks pretty promising. I'll have to try this out when I buy my nexus 7 in august. Thanks
Worth Ave Group covers theft as well and costs $47.50 with 15% off coupon (15OFF).
http://www.worthavegroup.com/products/tablet-insurance/
You can usually find 20% off (which is what this offer is essentially) but they do 30% as well, and I know from working with them that they do pay. My daughter borked an old Nikon compact camera and we shipped it to them and they cut me a check for cost of the item. No fuss or muss.
jmcging said:
You can usually find 20% off (which is what this offer is essentially) but they do 30% as well, and I know from working with them that they do pay. My daughter borked an old Nikon compact camera and we shipped it to them and they cut me a check for cost of the item. No fuss or muss.
Click to expand...
Click to collapse
Squaretrade of Worth Ave?
sstuner said:
Also noted that under the pull-down for Maufacturer there is no Google, so I'm assuming te choice will be Asus.
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Click to collapse
Yes. Asus is the manufacturer. I love squaretrade. I buy all my warranties from them and use the 30 percent off code they send me. I got my warranty on my own Nexus 7 for the $34.99
Sent from my Nexus 7 using xda premium
TY SO MUCH! i just bought it , i was deciding if i wanted to earlier but when i saw discount i grabbed it right away!
clankfu said:
Worth Ave Group covers theft as well and costs $47.50 with 15% off coupon (15OFF).
http://www.worthavegroup.com/products/tablet-insurance/
Click to expand...
Click to collapse
Ah, nice! How are claims through them? Quick and hassle-free? That's the most attractive part of SquareTrade, to me. I'll check them out before I buy, though I've never needed theft/loss protection in the past. Thanks for the tip!
movieaddict said:
TY SO MUCH! i just bought it , i was deciding if i wanted to earlier but when i saw discount i grabbed it right away!
Click to expand...
Click to collapse
No problem! Took me a minute to find this discount as I don't think it's advertised anywhere on their site. I even looked up the normal costs and still saw no mention of it. $40 is worth it, I think.
r4d14n7 said:
Ah, nice! How are claims through them? Quick and hassle-free? That's the most attractive part of SquareTrade, to me. I'll check them out before I buy, though I've never needed theft/loss protection in the past. Thanks for the tip!
Click to expand...
Click to collapse
I haven't filed a claim with them but their reviews seem to be pretty good. You do have to submit a police report for instances of theft or vandalism and if your device is stolen from your car, there has to be signs of forced entry. Also, it doesn't cover loss, just theft.
Most premium credit cards like Discover or Amex have a 90 day accidental damage, or theft coverage policy automatically applied to purchases on the card. They also double the 1 year warranty to 2 years. I have used it before when my puppy chewed up a new pair of expensive exotic leather boots and the process was rather painless.
Personally, I'll probably take the risk on skipping a paid warranty. These devices have a pretty short lifespan for me before I rotate it out for the next newest thing.
Just purchased the warantee for my N7/16GB.
I'd really like to take advantage of this but if I bought my nexus 7 off of craigslist then am I straight out of luck? Not sure what the purchase date is and where it was purchased from (but it is an 8GB so it has to be from the Google Play Store right?) I also don't have the receipt.
The price went back up, but you said it's good till august 17th? I would love to get this, but only at the sale price...
Sent from my Nexus 7 using xda app-developers app
Solange82200 said:
The price went back up, but you said it's good till august 17th? I would love to get this, but only at the sale price...
Sent from my Nexus 7 using xda app-developers app
Click to expand...
Click to collapse
Me too. August 17? apparently not
It did show August 17, I tried to go thru my cached pages for yesterday but couldn't find it yet. I'll continue and if I find it, i'll post it and maybe you can call them up directly.
I never buy any extended waranty. In Canada there is a mandatory 1 year manufacturer waranty.If an electronic device does not die in the first year, it will most likely live it's designed life (there a a statistical probability for this). Most electronic devices "die" because they become obsolete not because they stop working. To pay $40 for a $200 device, is just trowing money out of the window.My 2 cents.
adit9989 said:
I never buy any extended waranty. In Canada there is a mandatory 1 year manufacturer waranty.If an electronic device does not die in the first year, it will most likely live it's designed life (there a a statistical probability for this). Most electronic devices "die" because they become obsolete not because they stop working. To pay $40 for a $200 device, is just trowing money out of the window.My 2 cents.
Click to expand...
Click to collapse
While I agree with you.... people don't buy this for the increased warranty, they generally buy it for accidental damage insurance.
adit9989 said:
I never buy any extended waranty. In Canada there is a mandatory 1 year manufacturer waranty.If an electronic device does not die in the first year, it will most likely live it's designed life (there a a statistical probability for this). Most electronic devices "die" because they become obsolete not because they stop working. To pay $40 for a $200 device, is just trowing money out of the window.My 2 cents.
Click to expand...
Click to collapse
I have young children. I am careful, but sometimes I make mistakes. If something happens a year and a half from now, I would get the full purchase price back, even though the tablet would have depreciated in value.
Back when I had no kids, yes, I would consider it a waste. Now? Not so much. Thanks for your help though.

What Insurance For Note 8?

I understand not everyone thinks insurance is worth it. But I want insurance on my Note 8. For those that DO have insurance who are you going through? I am on Verizon but haven't signed up for Assurion yet...I went with Squaretrade with my Nexus 6p but never had to do a claim. Which insurance has the best bang for buck, is reliable, and won't break the bank...I know some offer lost/stolen coverage and some extend the manufacturers warranty...
What did you choose and why?
I've always just gone with carrier insurance. It's easy and if something goes wrong, I have a three Verizon stores within driving distance of my house. No need to ship anything anywhere. I've never looked anywhere else, so I don't know it's best bang for the buck. It works for me, though.
In all the years that I've had phones, I've only had to file one claim. That was on a Palm Centro so yea, long time ago.
Or get wells fargo cash wise credit card. Pay ur phone bill using the credit card and u r covered.
Pros:
No monthly premium
$25 Deductible
Cons:
Takes longer time to get claim resolved
Covers max $
Recently claimed crack screen on my note 8. Took about 15 days but paid 25$ to get it fixed.
usmaak said:
I've always just gone with carrier insurance. It's easy and if something goes wrong, I have a three Verizon stores within driving distance of my house. No need to ship anything anywhere. I've never looked anywhere else, so I don't know it's best bang for the buck. It works for me, though.
In all the years that I've had phones, I've only had to file one claim. That was on a Palm Centro so yea, long time ago.
Click to expand...
Click to collapse
Which version of verizon's insurance did you get? When I had their insurance they only had one option. Now they have like 3-4
mikespe said:
Which version of verizon's insurance did you get? When I had their insurance they only had one option. Now they have like 3-4
Click to expand...
Click to collapse
I'm not sure which one it is. It costs $9.99 per month. I have it for both my phone and my wife's. We just carried it over from our Note 4s and the S3s before them.
mikespe said:
Which insurance has the best bang for buck, is reliable, and won't break the bank...I know some offer lost/stolen coverage and some extend the manufacturers warranty...
What did you choose and why?
Click to expand...
Click to collapse
https://forum.xda-developers.com/galaxy-note-8/help/whats-best-mobile-insurance-note-8-t3674637
"worth ave" and samsungs own insurance are tops in my book for the cost/offer ratio.
Bought my Note 8 outright so I put Samsung Premium Care on it.

cracked my screen!!!

I have no insurance of any kind . Has anyone replaced a screen yet? What are my options?
Contacted discover card to see if their purchase protection program will cover it.
credit cards purchase protection doesn't protect against human error; you broke it, you pay for the repair.
wase4711 said:
credit cards purchase protection doesn't protect against human error; you broke it, you pay for the repair.
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Click to collapse
Lol, straight shooter. Sucks but it's true.
yeah, taking responsibility for your actions sucks, but its called being a grown up:victory:
I was just curious if anyone replaced these screens yet? Is there an option yet?
The crack is on the bottom corner so not really bothersome. And for the record Mommy was tending to two whiney kids trying to get Halloween costumes on for a park activity when the phone tried to jump to its death from my back jean pocket. I guess it couldnt take the whining either.
Sorry for you
That's really bad. Try Google, he knows everything !
Sent from my Galaxy Note8 using XDA Labs
I know someone on another forum sent theirs into Samsung. It was round $300 and took a couple of weeks, but the phone came back perfect. I'm not sure if there are many local places yet dealing with these screens.
I suggest direct with Samsung as you know it will be genuine parts, decent Labour and it will be sealed properly for waterproofing
Sent from my SM-N950F using Tapatalk
If you have renter or home owners insurance they will cover the broke phone. At least mine does with USAA
jay8302 said:
If you have renter or home owners insurance they will cover the broke phone. At least mine does with USAA
Click to expand...
Click to collapse
Can you give me more info please
jay8302 said:
If you have renter or home owners insurance they will cover the broke phone. At least mine does with USAA
Click to expand...
Click to collapse
Can you give me more info please
You have to repair it by yourself.
psixichka said:
Can you give me more info please
Click to expand...
Click to collapse
Call your insurance company and see if your electronics is covered by your plan.
jay8302 said:
Call your insurance company and see if your electronics is covered by your plan.
Click to expand...
Click to collapse
That doesn't seem to be an option:
psixichka said:
I have no insurance of any kind
Click to expand...
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If you don't already have insurance, you're on your own for this repair. You could get insurance for the future, but I'd recommend against it. In the long run, on average, insurance premiums cost more than the repairs they cover (otherwise, insurance companies would go broke instead of making a profit). Insurance makes sense only for events so unlikely that they probably won't happen to you, but so financially catastrophic that you wouldn't recover for years, if ever (for example, insurance against your house burning down).
Gary02468 said:
That doesn't seem to be an option:
If you don't already have insurance, you're on your own for this repair. You could get insurance for the future, but I'd recommend against it. In the long run, on average, insurance premiums cost more than the repairs they cover (otherwise, insurance companies would go broke instead of making a profit). Insurance makes sense only for events so unlikely that they probably won't happen to you, but so financially catastrophic that you wouldn't recover for years, if ever (for example, insurance against your house burning down).
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Why isn't it(homeowners ins) an option?
I have always found ins a waste of $. This has only happened once almost 6 yrs ago and I was able to get a replacement since there were dead pixels before the drop and I started the return process prior on one of our first Samsungs)
jay8302 said:
Call your insurance company and see if your electronics is covered by your plan.
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Do they raise the premium if a claim is filed?
Gary02468 said:
That doesn't seem to be an option:
.
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i do have homeowners ins
and did call discover card to start a claim since i believe they have 90 day purchase protection.

looking to get phone insurance, what do you guys have?

possibly looking to purchase phone insurance for my note 8. I currently have one through t mobile that's 10.00 a month with a 175.00 deductible. I used them once last year for my s7 edge. they weren't horrible but I was a little upset that I had a black s7 edge and they sent me a silver one. I know they cant guarantee a color but the fact the phone was only released 2 months prior and not have that color was kind of crap IMO. i was either thinking of going with square trade or Samsung premium care. my only issue is that i may want insurance that covers lost devices as well which neither of these companies have. Any input and experiences you guys have had would be great to read.
Are you saying you can buy insurance for said phones after a purchase or do you have to get it at the same day of the purchase? Because I made a terrible mistake by not buying insurance for my s7 edge and now I'm stuck with a broken phone lol
mlock420 said:
Are you saying you can buy insurance for said phones after a purchase or do you have to get it at the same day of the purchase? Because I made a terrible mistake by not buying insurance for my s7 edge and now I'm stuck with a broken phone lol
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day of or after the fact, didn't know you had to purchase it the day of purchase
black96ss said:
possibly looking to purchase phone insurance for my note 8. I currently have one through t mobile that's 10.00 a month with a 175.00 deductible. I used them once last year for my s7 edge. they weren't horrible but I was a little upset that I had a black s7 edge and they sent me a silver one. I know they cant guarantee a color but the fact the phone was only released 2 months prior and not have that color was kind of crap IMO. i was either thinking of going with square trade or Samsung premium care. my only issue is that i may want insurance that covers lost devices as well which neither of these companies have. Any input and experiences you guys have had would be great to read.
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SquareTrade here, $129 for 2 years and $99 deductible if something happens (other than loss or stolen obviously). Have never lost or had a phone stolen in all my smartphone years so that's a non-issue for me. I'll gladly pay $129 for piece of mind and $228 in total for a $1000 phone if something happens.
I have tmobile insurance it has helped me out a lot .get it it covers loss theft and damage...
Last year my kids new iphone got stolen and no hassle to get a new phone after 185 deductible
xbmoyx said:
SquareTrade here, $129 for 2 years and $99 deductible if something happens (other than loss or stolen obviously). Have never lost or had a phone stolen in all my smartphone years so that's a non-issue for me. I'll gladly pay $129 for piece of mind and $228 in total for a $1000 phone if something happens.
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Same here. Hopefully we'll never have to use it.
I have cover through my Bank Account in UK (Nationwide) - fee for the account is £13 /month, for worldwide travel insurance, worldwide Mobile Phone insurance and a few other benefits including great interest rate on balances. It covers all my household (Me and My Hubby, but if you had children it would cover) and covers devices up to £1000 in value, with £50 excess for either loss, theft, damage or breakdown, max of 2 claims per account per year. Worth enquiring anyway....
how many MC's must get dissed...
black96ss said:
possibly looking to purchase phone insurance for my note 8. Any input and experiences you guys have had would be great to read.
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https://forum.xda-developers.com/galaxy-note-8/help/whats-best-mobile-insurance-note-8-t3674637
https://forum.xda-developers.com/galaxy-note-8/help/insurance-note-8-t3696073
just so you dont think im a troll (maybe you already do ) "worth ave group" for the win chuck!!
marctronixx said:
https://forum.xda-developers.com/galaxy-note-8/help/whats-best-mobile-insurance-note-8-t3674637
https://forum.xda-developers.com/galaxy-note-8/help/insurance-note-8-t3696073
just so you dont think im a troll (maybe you already do ) "worth ave group" for the win chuck!!
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did youhave any experience with Worth ave group? seems like a pretty decent deal. 81.00 for the year and a 50 deductible. cover loss and theft too!

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