Related
Trying to debate if I should get it or not. Hear they will replace it no matter what...
Only $5 a month plus since I got my phone and do the math of 2 years, it's obviously only $120 which is still cheaper than most Captivates sell for.
Opinions?
I have always paid the $5 extra for the insurance. I have also used it a couple times.
Sent from my SAMSUNG-SGH-I897 using XDA App
I personally think it is always useful as like you said even if you use it only once then it is still cheaper then buying it retail
xBarbarian said:
I have always paid the $5 extra for the insurance. I have also used it a couple times.
Sent from my SAMSUNG-SGH-I897 using XDA App
Click to expand...
Click to collapse
For what exactly?
Do they charge a deductible though?
I used it for obvious reasons, phone replacement and the deductible was $50. The insurance is worth it. It is $5 extra a month... you really need to think it over? lol
Sent from my SAMSUNG-SGH-I897 using XDA App
Well, it all depends on the deductible too. I mean if they charge a $150 deductible and you pay $5 for a year. $150+60=$210 and at that point you could still find a Captivate for that price if I'm not mistaking.
I do not have AT&T insurance as I don't live in the US, but I have extended warranty on my phone through Future Shop. I used my extended warranty to get this phone, actually. My LG Eve's microSD slot stopped working so I paid the difference and got a Captivate. There's no deductible on my plan, as it's a warranty not insurance.
Where can you find a Captivate for $210?
I edited my post. Not much else to say.....
Sent from my Captivate running FireFly 1.5
Insurance is $5/mo. You have to pay a deductible and they have two tiers. Tier one has a $50 deductible and Tier two has a $150 deductible. Samsung Captivate is Tier Two...HTC Aria, for example, is Tier one.
gormander said:
Insurance is $5/mo. You have to pay a deductible and they have two tiers. Tier one has a $50 deductible and Tier two has a $150 deductible. Samsung Captivate is Tier Two...HTC Aria, for example, is Tier one.
Click to expand...
Click to collapse
So what classifies as tier one? Certain phones?
Bottom line if I have my Captivate with the AT&T $5 a month insurance and drop in water, how much would I pay for a new one?
Probably going to do it; just being cheap. lol
I always pay for it for just the first year I own a new phone and then cancel it. that way I'm eligible for at least an early upgrade.
Isn't att supposed to cover our phones for a year? That's what I heard... I went in once cause of a.bad flash and the fne.gentleman that helped me told me that the phone has a 1 olyear warrenty plan on it already.
Yeah most devices come with a 1 year limited warranty. Thats usually through the manufacturer, not the provider
I figured I was better off with it than with out it. At least I know I have that "insurance" AT&T provides.
I've been with AT&T since before it was AT&T (down here in Miami it was Bell South Mobile, then Cingular, now AT&T) and I've always had insurance. I've used it more than few times. Few more bucks a month in exchange for not having to buy a new handset at full price if something happens? I'm in!
xThe Enforcer said:
So what classifies as tier one? Certain phones?
Bottom line if I have my Captivate with the AT&T $5 a month insurance and drop in water, how much would I pay for a new one?
Probably going to do it; just being cheap. lol
Click to expand...
Click to collapse
You'd pay $150.
Tip: If you do actually end up breaking your phone, I've found it's better to say you lost it. Otherwise they occasionally try to get you to send the handset to them so they can attempt to fix it...leaving you without a phone for a period of time.
xThe Enforcer said:
So what classifies as tier one? Certain phones?
Bottom line if I have my Captivate with the AT&T $5 a month insurance and drop in water, how much would I pay for a new one?
Probably going to do it; just being cheap. lol
Click to expand...
Click to collapse
As noomoto said, you'd pay $125 and shipping I believe. What consitutes as tier 1 is determined by AT&T. Basically, any "high-end" new phone such as the captivate constitutes as tier 2. Things like the "free" phones you get when you sign up for a new/renew subscription are considered tier 1. I may have my tier's mixed up but yeah, thats the general rule. There's a list you can find on AT&T website that explains which phones have a $125 deductible and $50 deductible. See link.
http://www.wireless.att.com/learn/en_US/pdf/wireless-phone-insurance-deductible-schedule.pdf
DeMarzo said:
Yeah most devices come with a 1 year limited warranty. Thats usually through the manufacturer, not the provider
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Click to collapse
That is correct, most devices come with a 1 (or 2) year warranty and it is through the manufacturer. However, the manufacturer warranty does not cover things like "I lost my phone" or "Someone stole my phone" or things that break the terms of the warranty agreement (i.e. dropping it in water, accidental drops and breaking the screen). Manufacturers warranty technically cover things that are manufacturing defects (i.e. speakers suddenly not working, buttons suddenly stop working, touch screen suddenly stops responding).
AT&T covers everything. If you are accident prone and tend to drop your phone, lose your phone, etc, than it is better to pay the extra AT&T insurance. As a previous poster said, typically AT&T will make you take it to a repair center if there is any kind of malfunction in the product (i.e. if you bricked your phone or speakers not working). But if you flat out say "I lost my phone", then you pay the deductible and you typically get a refurbished phone, if you get lucky, sometimes you get a new phone.
EDIT: Im sorry, Tier 1 deductible is $50. Tier 2 deductible is $125...not $150
When I had to get a replacement (I have the AT&T insurance plan), they sent me the replacement phone first and had me ship the broken phone back in the same box with the battery. I thought I'd get two batteries from the incident at least, but I'm not at all lucky. I'm pretty sure they ended up charging me 150, but I'm not sure. You might want to by the Captivate at another outlet (best buy, radioshack) and get one of their warranties, might be cheaper in the long run.
Nope
Never needed insurance
I always keep a screen protector and case on all my phones
So that I can sell them when I upgrade and because a permanent scratch on a screen would drive me so nuts I'd have to buy a new phone, right now I can just replace the screen protector
That said I'm a programmer, I know my brother in law is in construction and he'd never go without phone insurance, it depends on how you and your life treats your phone.
I got my pre ordered One on Sunday from my local best buy. I paid $260 after my upgrade and getting the geek squad insurance and sales tax. I got to reading the wire fly thread and saw that they had them for $119 with $20 visa card. That would drop it down to $100 plus I get the $100 from my OG EVO. WELL...I went into Best Buy tonight and told them I wanted a refund on my phone and I was going to buy from Wire Fly. They asked if they price matched, would I keep it? Said, SURE! Walked out paying $.01 for phone and $9.99 for protection plan. $10.00!!!! I also get $100 back from HTC! In the end I'll have made $90 on the new ONE!
Just had to share my story. Love this phone!
Wish I had nice Best Buys near me that price matched online retailers. Mine only does local brick & mortar stores. Congrats!
Hey, I've got black tie, too. Dies having black tie help get any kind of discount even when you're not upgrade eligible? (Sorry, not real familiar with black tie/best buy).
TIA
Sent from my EVO using xda premium
reynoldsrobbie said:
I got my pre ordered One on Sunday from my local best buy. I paid $260 after my upgrade and getting the geek squad insurance and sales tax. I got to reading the wire fly thread and saw that they had them for $119 with $20 visa card. That would drop it down to $100 plus I get the $100 from my OG EVO. WELL...I went into Best Buy tonight and told them I wanted a refund on my phone and I was going to buy from Wire Fly. They asked if they price matched, would I keep it? Said, SURE! Walked out paying $.01 for phone and $9.99 for protection plan. $10.00!!!! I also get $100 back from HTC! In the end I'll have made $90 on the new ONE!
Just had to share my story. Love this phone!
Click to expand...
Click to collapse
Very nice. I wish bestbuy would be consistent with their pricematching.
I had every intention on returning it I even chatted with an online sales person to see if they'd price match, they told me only if it says 'lowest price guarantee". When I went in, the girl asked me if they matched the price, would I keep the phone. She then asked the details she must have misunderstood me and gave it to me for free. Score!
Was able to give evo4g LTE to son and send in his evo for $100.
Sent from my HTCONE using Tapatalk 2
I bought a HTC One from Best Buy, then realized that Sprint was selling it for $150 less. They would not price match so I ordered one from Sprint, it arrived a couple days later, then returned the first one back to them.
Pretty ridiculous that they wouldn't price match especially considering I bought it off contract.
mutelight said:
I bought a HTC One from Best Buy, then realized that Sprint was selling it for $150 less. They would not price match so I ordered one from Sprint, it arrived a couple days later, then returned the first one back to them.
Pretty ridiculous that they wouldn't price match especially considering I bought it off contract.
Click to expand...
Click to collapse
I could be mistaken but I believe their policy says they price match most things except "contract phones." Since you were going to buy yours off-contract from BB, they should have price matched. I would call up BB corporate and complain, telling them that cannot see yourself shopping at BB any longer after that experience. I do this every time a BB employee/manager screws up and corporate always makes up for it by sending me a $50 gift card.
Here is the policy:
http://www.bestbuy.com/site/Payment...ee/pcmcat297300050000.c?id=pcmcat297300050000
Marty said:
I could be mistaken but I believe their policy says they price match most things except "contract phones." Since you were going to buy yours off-contract from BB, they should have price matched. I would call up BB corporate and complain, telling them that cannot see yourself shopping at BB any longer after that experience. I do this every time a BB employee/manager screws up and corporate always makes up for it by sending me a $50 gift card.
Here is the policy:
http://www.bestbuy.com/site/Payment...ee/pcmcat297300050000.c?id=pcmcat297300050000
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Click to collapse
That's what I thought too but the guys working in the mobile section seem to be a few beers short of a six pack.
I let them know that I would never considering buying a phone from them again. I will continue to use Best Buy for their "showrooming" quality and order my stuff online.
Ya I too bought mine from best buy off contract and I couldn't for the life of me get them to price match sprints off contract price when I use to get them to price match the off contact price on my past phones like the Evo 3d and Galaxy Nexus, they said it was a new policy that went into effect in like March
Sent from my HTCONE using xda app-developers app
reynoldsrobbie said:
I got my pre ordered One on Sunday from my local best buy. I paid $260 after my upgrade and getting the geek squad insurance and sales tax. I got to reading the wire fly thread and saw that they had them for $119 with $20 visa card. That would drop it down to $100 plus I get the $100 from my OG EVO. WELL...I went into Best Buy tonight and told them I wanted a refund on my phone and I was going to buy from Wire Fly. They asked if they price matched, would I keep it? Said, SURE! Walked out paying $.01 for phone and $9.99 for protection plan. $10.00!!!! I also get $100 back from HTC! In the end I'll have made $90 on the new ONE!
Just had to share my story. Love this phone!
Click to expand...
Click to collapse
Hate to one up ya......but check out what I did. Last year my wife and I both got 2 Evo 4G LTE's and I shelled out an extra $30 on each phone for their black tie trade in program. I had to open up 2 new lines as my wife and I's lines were not available for upgrade. Best buy let me swap my 2 new lines to the old lines. This would allow me to upgrade my LTE's in a year if I wanted. (My friend wanted one of my lines and the other went to my mother). So this brings us to this year and the one. When I went to trade in my LTE's, Best Buy gave us $280.00 per LTE for trade....I walked out about $40.00 + after taxes....and have 2 phones to send back to HTC....so end the end....+240.00!!!! (well minus the $60 i paid for the program only $180 ahead.) still not bad being paid for this awesome phone!!
LymeWire said:
Ya I too bought mine from best buy off contract and I couldn't for the life of me get them to price match sprints off contract price when I use to get them to price match the off contact price on my past phones like the Evo 3d and Galaxy Nexus, they said it was a new policy that went into effect in like March
Sent from my HTCONE using xda app-developers app
Click to expand...
Click to collapse
Ya, that new policy in March says no price matching for "contract phone." The employee you spoke with incorrectly applied it to off contract phones. You can see the policy in the link I provided in my previous post in this thread. I would print out a copy and show it to them. If they still refuse, call corporate and complain. They will likely send you a gift card for your trouble at the minimum.
After looking around and trying to find a good warranty option the best I could find I think is from square trade. However, I was wondering if anyone had any more in depth experience. With all the issues about devices bricking and what not I started looking around. I really can't afford another $600 device but $100 for a warranty isn't such a big deal. Any advice?
I agree. Seeing as how the phone's parts are barely user replaceable, I definitely needed an insurance plan. So I did some looking around, and found that the Geek Squad protection from Best Buy worked the best for me.
Best Buy (Geek Squad) - $169.99 up-front for two years OR $9.99 per month (if the device nees to gets replaced, the $169.99 plan has to be renewed/you pay another $169.99)
Sprint TEP - $11 per month, $150 deductible. Premium is $9 per month
SquareTrade - $125 for two years (less if you find coupon, $99 deductible
patel4prez said:
I agree. Seeing as how the phone's parts are barely user replaceable, I definitely needed an insurance plan. So I did some looking around, and found that the Geek Squad protection from Best Buy worked the best for me.
Best Buy (Geek Squad) - $169.99 up-front for two years OR $9.99 per month (if the device nees to gets replaced, the $169.99 plan has to be renewed/you pay another $169.99)
Sprint TEP - $11 per month, $150 deductible. Premium is $9 per month
SquareTrade - $125 for two years (less if you find coupon, $99 deductible
Click to expand...
Click to collapse
You can also pick up a squaretrade warranty on amazon for 99 bucks with the 99 deductible. Plus all my experiences with geeksquad has been pretty bad based on my Xbox problems
I had my One for a couple months and no insurance. Can I still pick up an insurance plan through sprint or geek squad with my 60+ days old phone??
No issues with phone, just regret no plan purchase since i love this phone so much.
Best buy still make you wait weeks for a replacement refurbished?
naturecannon said:
I had my One for a couple months and no insurance. Can I still pick up an insurance plan through sprint or geek squad with my 60+ days old phone??
No issues with phone, just regret no plan purchase since i love this phone so much.
Best buy still make you wait weeks for a replacement refurbished?
Click to expand...
Click to collapse
If Best Buy has refurbished in stock it is supposed to be there within like 3 days. I got my new phone on July 2nd and it had a horrible accident on July 5th (fell as I slammed the car door and bent in half and still worked). Went to best buy and they ordered a replacement which being so new was not in stock. Said they would attempt to get a replacement for 14 days and if they couldn't I would get a brand new one from the store. They called me on the 17th (12 days) to let me know that a new store replacement was approved. You can also get a loaner from them while waiting for a refundable deposit.
Sent from my HTCONE using xda app-developers app
I purchased the Note 8 for TMO from Samsung direct. I've never purchased insurance before because the deductibles were so high, but I've never owned a phone this expensive before either. I can get TMO, Samsung or Geek Squad coverage and I am wondering about the pro's and cons of the offerings.
Any suggestions would be appreciated.
I just did squaretrade. I like it that it's a one time pay vs a monthly, I can use it for future phones, deductible is $99 and I can use it 3 times per plan. I rarely keep a phone for more then a year so works for me.
I used worth ave group. It was around $80 a year. Deductible is $50.
I used it twice to fix my wife's broken iPhone screen. Did not have any issues.
Sent from my SM-N950U1 using Tapatalk
Mr. Toad said:
I used worth ave group. It was around $80 a year. Deductible is $50.
I used it twice to fix my wife's broken iPhone screen. Did not have any issues.
Click to expand...
Click to collapse
Question, the most I can choose is $899. The phone is more expensive than that.
Square trade for my note 8 tmobile 104 for 2 years and 99 deductible have been using them for about 7 years and never had a problem with them
fireguy0306 said:
Question, the most I can choose is $899. The phone is more expensive than that.
Click to expand...
Click to collapse
I choose that amount. I figured if the phone was a total lose I would eat the other $50. I mainly have it incase I crack the screen.
Sent from my SM-N950U1 using Tapatalk
Worth ave...
Thanks for the tip. Will check them out.
Was thinking about Samsungs premum care insurance ..
I just looked at the Squaretrade and it does not cover loss/theft. Also, it's unclear what happens if you crack the screen or the back and they don't have replacement parts. I seriously doubt they have replacement screens for N8 at this point. Will they cover buying a new device?
advocate2 said:
I purchased the Note 8 for TMO from Samsung direct. I've never purchased insurance before because the deductibles were so high, but I've never owned a phone this expensive before either. I can get TMO, Samsung or Geek Squad coverage and I am wondering about the pro's and cons of the offerings.
Any suggestions would be appreciated.
Click to expand...
Click to collapse
For the first time ever I accepted the sales outlets insurance. 12.00€ per month. All risks so I am told BUT I have every confidence should I need to make a claim there will be the normal insurance situations?
As you wrote this is an expensive mobile device that is large and could be dropped. I think insurance is worth it in this case.
I suggest you enquire at the outlet you made your purchase. Failing that what about approaching the same company who insures your home or car or whatever? The only other thing I would mention is there is no such thing as cheap, good, insurance. Use a reputable company. Let us know what you find. :highfive:
Ryland.
odesskiy said:
I just looked at the Squaretrade and it does not cover loss/theft. Also, it's unclear what happens if you crack the screen or the back and they don't have replacement parts. I seriously doubt they have replacement screens for N8 at this point. Will they cover buying a new device?
Click to expand...
Click to collapse
It does not cover theft. Honestly the phone never leaves my side and if I get it stolen from me its fairly useless to anybody.
Squaretrade is the best bang for your buck.
Look for 20 to 30 percent off coupons.
Bump for more opinions.
Thanks for the input. I ended up choosing Squaretrade. It cost $159 for three years of coverage which covers the N8 and a new phone when I buy it. They are having a special right now. The deductible is $99. I've never lost a phone, so I decided damage protection is all I really need.
Variables...
Depends on your usage and how often you switch phones.
I'm on this two jump thingy. All i need is a year of phone coverage. With the wort have group, that 1 year is like 80 bux i think? I dont plan to use it because i am not clumsy like some people.
But if you plan to keep this device longer than a year, then square trade is the first option I'd pick.
I am going to go with samsung, having an unlocked phone both AT&T and Verizon said they would not offer me insurance.
Sent from my Galaxy Note8 using XDA Labs
If you bank with Wells Fargo you can get $600 of phone insurance with a $25 deductible by just paying your phone bill with their Visa card. That's enough to cover a broken screen. I've used it once and it worked out well.
PsiPhiDan said:
Squaretrade is the best bang for your buck.
Look for 20 to 30 percent off coupons.
Click to expand...
Click to collapse
sadly, i can't find any working coupons =\
PsiPhiDan said:
Squaretrade is the best bang for your buck.
Look for 20 to 30 percent off coupons.
Click to expand...
Click to collapse
Wish I had found ones that actually worked.
I purchased squaretrade. they have been around about as long as ebay has. I found this post and it had some great information about phone insurance.
I also went with Squaretrade. I have never lost a phone or had one stolen (knock on wood and all of that), so I'm not too worried about that. They were nice enough to refund me the entire price of the Squaretrade plan I had on my S7E, since I'd never used it in the 10.5 months I've had it on their plan. So the cost of a 2 year policy for the Note 8 is only like $50 net.
I'm getting (eventually, thanks Sammy) the 512gb Ocean Blue and the delayed order has given me time to compare insurance options. My current carrier is T-Mobile and their insurance is $12/month with a $250 deductible. If you keep the device for 2 years that comes out to $538 if you file a claim once with the highest deduct. That is quite expensive so I've started to look elsewhere.
Esurance is $149 for 2 years of coverage and anywhere from $25 deduct for an easy fix up to $199 for complete loss and they cover lost or stolen. If you keep the device for 2 years that comes out to $348 if you file a claim once with the highest deduct. I'm just not sure if they will charge more if you have the 512gb model which is more expensive.
SquareTrade is $129 for 2 years of coverage and anywhere from $25 deduct for a cracked screen up to $99 deduct for a complete loss. Only catch is they don't cover loss or stolen. If you keep the device for 2 years that comes out to $228 if you file a claim once with the highest deduct.
Any thoughts? Anyone else have any insurance suggestions? With a $1,300 device I'm definitely in the market.
I went with Samsung Premium Care. 3 claims a year, 12 bucks a month and 99 dollar deductible. I'm not paying T-Mobile 12 bucks a month for that ridiculous deductible they have. I like the fact that I can keep it on the phone for however long I want and cancel at any time, so if I sell the phone for the S10 or whatever, I don't have to worry about transferring a warranty.
Semantics said:
I went with Samsung Premium Care. 3 claims a year, 12 bucks a month and 99 dollar deductible. I'm not paying T-Mobile 12 bucks a month for that ridiculous deductible they have. I like the fact that I can keep it on the phone for however long I want and cancel at any time, so if I sell the phone for the S10 or whatever, I don't have to worry about transferring a warranty.
Click to expand...
Click to collapse
Does the device need to be purchased from Samsung.com?
BigMosely said:
Does the device need to be purchased from Samsung.com?
Click to expand...
Click to collapse
I'm not sure. If you go to the Premium Care site and put in your mobile phone number it will tell you if you are eligible. I carried it on my Note 8 that I bought from Swappa brand new. I bought the 9 from Samsung this time and added it at checkout.
I am paying my monthly bill using a WF Amex card. When you pay the bill through it, you get coverage for up to $600 per a claim and 2 claims in a 12 month period with a $25 deductible.
https://www.wellsfargo.com/credit-cards/features/cell-phone-protection/
Semantics said:
I'm not sure. If you go to the Premium Care site and put in your mobile phone number it will tell you if you are eligible. I carried it on my Note 8 that I bought from Swappa brand new. I bought the 9 from Samsung this time and added it at checkout.
Click to expand...
Click to collapse
It looks like they don't cover Lost or Stolen. That's not a deal breaker for me, but I know it is for some people.
BigMosely said:
It looks like they don't cover Lost or Stolen. That's not a deal breaker for me, but I know it is for some people.
Click to expand...
Click to collapse
Hmmm never heard about this. So you get free protection even for Stolen just not lost. And the only deduct you'd pay is $25. I would just be worried because this device is $1300 and they only cover up to $600? So if your device is stolen they'll replace it with a lesser priced model?
BigMosely said:
Hmmm never heard about this. So you get free protection even for Stolen just not lost. And the only deduct you'd pay is $25. I would just be worried because this device is $1300 and they only cover up to $600? So if your device is stolen they'll replace it with a lesser priced model?
Click to expand...
Click to collapse
I'm guessing you meant to reply to mine post. I think the difference between stolen and lost is you probably have to file a police report. That to them, probably makes a difference.
As for the reimbursement, here's what it says per their T&C
"Depending on the nature and circumstances of the damage or theft, the benefit administrator, at its sole discretion, may choose to repair or replace the Cellular Wireless Telephone or reimburse the Cardholder for the lesser of a) $600.00 excess of the twenty-five dollar ($25.00) deductible; or b) the current suggested retail price of a replacement Cellular Wireless Telephone of like kind and quality, excluding taxes, delivery and transportation charges and any fees associated with the Cellular
Wireless Telephone service provider less the twenty-five dollar ($25.00) deductible."
So it sounds like they will try to repair or replace the phone, or pay out up to $600. Given that our phone is $1000+, I'm assuming that they will pay out $600 - $25 deductible. Just remember that you aren't paying for any additional warranty plans, so you need to factor that in as well.
EvoKnvl said:
I'm guessing you meant to reply to mine post. I think the difference between stolen and lost is you probably have to file a police report. That to them, probably makes a difference.
As for the reimbursement, here's what it says per their T&C
"Depending on the nature and circumstances of the damage or theft, the benefit administrator, at its sole discretion, may choose to repair or replace the Cellular Wireless Telephone or reimburse the Cardholder for the lesser of a) $600.00 excess of the twenty-five dollar ($25.00) deductible; or b) the current suggested retail price of a replacement Cellular Wireless Telephone of like kind and quality, excluding taxes, delivery and transportation charges and any fees associated with the Cellular
Wireless Telephone service provider less the twenty-five dollar ($25.00) deductible."
So it sounds like they will try to repair or replace the phone, or pay out up to $600. Given that our phone is $1000+, I'm assuming that they will pay out $600 - $25 deductible. Just remember that you aren't paying for any additional warranty plans, so you need to factor that in as well.
Click to expand...
Click to collapse
Haha yeah should have replied to you, been a long day. Yes that sounds like a good deal if you have a Well Fargo account.
BigMosely said:
I'm getting (eventually, thanks Sammy) the 512gb Ocean Blue and the delayed order has given me time to compare insurance options. My current carrier is T-Mobile and their insurance is $12/month with a $250 deductible. If you keep the device for 2 years that comes out to $538 if you file a claim once with the highest deduct. That is quite expensive so I've started to look elsewhere.
Esurance is $149 for 2 years of coverage and anywhere from $25 deduct for an easy fix up to $199 for complete loss and they cover lost or stolen. If you keep the device for 2 years that comes out to $348 if you file a claim once with the highest deduct. I'm just not sure if they will charge more if you have the 512gb model which is more expensive.
SquareTrade is $129 for 2 years of coverage and anywhere from $25 deduct for a cracked screen up to $99 deduct for a complete loss. Only catch is they don't cover loss or stolen. If you keep the device for 2 years that comes out to $228 if you file a claim once with the highest deduct.
Any thoughts? Anyone else have any insurance suggestions? With a $1,300 device I'm definitely in the market.
Click to expand...
Click to collapse
I usually use squaretrade for my phones. You can have coverage past 2 years of you renew it yearly. I've never had to file a claim on a phone so I cant speak for the experience of the claim process. Another good thing is of you pay yearly for squaretrade you can switch to to another phone when you upgrade.
TechOut said:
I usually use squaretrade for my phones. You can have coverage past 2 years of you renew it yearly. I've never had to file a claim on a phone so I cant speak for the experience of the claim process. Another good thing is of you pay yearly for squaretrade you can switch to to another phone when you upgrade.
Click to expand...
Click to collapse
I'm thinking about Worth Ave for accidental and theft is about 200 dollars for 2 years. This is insurance though and doesn't cover non accidental malfunction me thinks.
TechOut said:
I usually use squaretrade for my phones. You can have coverage past 2 years of you renew it yearly. I've never had to file a claim on a phone so I cant speak for the experience of the claim process. Another good thing is of you pay yearly for squaretrade you can switch to to another phone when you upgrade.
Click to expand...
Click to collapse
I'm leaning towards SquareTrade personally, its overall the cheapest and a $99 deductible is an easy pill to swallow compared to T-Mobile's $250 deduct. I even did an online chat with SquareTrade and made sure if something happens to my 512gb that I will get a 512gb in return, and not a 128gb and they confirmed yes.