Do anyone know how motorola financed will work on the nexus 6 - Nexus 6 Q&A, Help & Troubleshooting

I was approved for a line of credit and was wondering how motorola would financed the nexus 6. How much would monthly payments be?

NewMan4Life2010 said:
I was approved for a line of credit and was wondering how motorola would financed the nexus 6. How much would monthly payments be?
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You got credit through Motorola? If that's the case call them and ask
From my CM11 S3

I got it through paypal.

NewMan4Life2010 said:
I got it through paypal.
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Oh ok, look at the terms and conditions in that case
From my CM11 S3

NewMan4Life2010 said:
I got it through paypal.
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You used paypalbto pay for Nexus 6?

Not to be the one who says it, but if you have to finance a phone, you shouldn't be in this game.

hack14u said:
Not to be the one who says it, but if you have to finance a phone, you shouldn't be in this game.
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Not everyone can afford a phone that's 600 plus outright
From my CM11 S3

hack14u said:
Not to be the one who says it, but if you have to finance a phone, you shouldn't be in this game.
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It all about cash flow I got about $2000 in my phone fund and have a few phones if I paid cash for every one I wouldn't to up grade as often as I do.

Not to be the one who says it, but that's sort of a **** thing to say. Not everybody has $700.00 to drop on a phone all at once. A lot of people are basically financing their phones when they go through a carrier anyways.

dave2metz said:
Not to be the one who says it, but that's sort of a **** thing to say. Not everybody has $700.00 to drop on a phone all at once. A lot of people are basically financing their phones when they go through a carrier anyways.
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+1 Even if you did why would you not want to pay it off interest free for 18 or 24 months make better sense.

hack14u said:
Not to be the one who says it, but if you have to finance a phone, you shouldn't be in this game.
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I gotta agree with this guy. I understand zero percent financing and all, but for someone to pay for the phone with PayPal credit is outrageous. Its like 27% interest.

PaisanNYC said:
I gotta agree with this guy. I understand zero percent financing and all, but for someone to pay for the phone with PayPal credit is outrageous. Its like 27% interest.
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Wow didnt realize that's what he was talking thought he meant like the old Bill Me Later interest free.

wooddale said:
Wow didnt realize that's what he was talking thought he meant like the old Bill Me Later interest free.
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BillMeLater turned into PayPal Credit. They still offer no interest for 6 month deals, but its not a blanket offer like BillMeLater was. There are inclusions, exclusions, and tons of fine print.
BTW, I overstated. The fine print for the APR reads:
"The Annual Percentage Rate is 19.99%"
(which is still outrageously high)

PaisanNYC said:
BillMeLater turned into PayPal Credit. They still offer no interest for 6 month deals, but its not a blanket offer like BillMeLater was. There are inclusions, exclusions, and tons of fine print.
BTW, I overstated. The fine print for the APR reads:
"The Annual Percentage Rate is 19.99%"
(which is still outrageously high)
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Most credit cards are higher than that, the one I have is 24.99
From my CM11 S3

wooddale said:
You used paypalbto pay for Nexus 6?
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No I got a line of credit for $750.00.

hack14u said:
Not to be the one who says it, but if you have to finance a phone, you shouldn't be in this game.
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My last two phones I brought full price from T-Mobile. I brought a Samsung Note 3 and The phone I have now LG G3. I just didnt want to pay full price this time around.

I've ordered stuff on PayPal credit and I always get 6 months no interest no matter what. I pay it off way before that anyway so it's not a big deal.
So what if you finance it through Motorola if you are good with money you pay it off.
Sent from my HTC6500LVW using Tapatalk

Just use T-Mobile and finance.
G3

You can't finance through PayPal unless the seller accepts PayPal. I could be wrong but I don't think the Play Store does. Verizon doesn't or any of the other carriers. Your only shot is Motorola if and when they decide to. Unless you can pick up a new one on EBay or Swappa for a reasonable price. You know how that goes guys say they are new but there not + no warranty unless you get a carrier to honor it.

I didn't mean to sound like a jerk when I posted that response last night. If you have 0% interest for 12 or 18 months and you pay it off without getting penalized for late payments or whatever, it's a good deal. On the other hand, if you are planning to pay off the phone with a credit card that charges a ridiculous interest like 10 - 30%, I would agree that it's not a wise choice. In the end, it's really none of my business to tell anyone how to purchase a phone. Sometimes, if you want the latest and greatest phone, you'll do just about anything to get it.

Related

How Google gave me a FREE Nexus 7

This is sooo cool I had to share it with u guys.
So I was one of the first ones to per order the nexus 7
When I did it charged my card but the payment did not go through because it said there was something wrong with my card (I've use this card to make all of my google payments so it was kind of odd)
I remove and re added the card and that seemed to fix it.
on the 11th it'd attempted to charge my card but it didn't go through.
A few days latter I called customer service and they told me to remove and re add the card again but that didn't helped so after an hour with customer service the guy told me to just go to a store and buy it there and they will still give me the 25 dollar gift card.
I went the next day and as soon as I come on out of the store I received an email from google letting me know that my order has been shipped, I was really mad because I would be charged again so I called customer service and they told me to just denied the package when it arrives, 10 minutes later after talking to customer service I received an email that said my order was canceled because my card could'nt be charged (I'm sure I had enough funds).
the next day I wake up AND IT WAS THERE, A BRAND NEW NEXUS 7
I quickly check my bank statement and I was never even charged so I was thinking there something wrong with their ordering system
e-zzy1 said:
This is sooo cool I had to share it with u guys.
So I was one of the first ones to per order the nexus 7
When I did it charged my card but the payment did not go through because it said there was something wrong with my card (I've use this card to make all of my google payments so it was kind of odd)
I remove and re added the card and that seemed to fix it.
on the 11th it'd attempted to charge my card but it didn't a few days latter I called customer service and they told me to remove and re add the card again but that didn't helped so after an hour with customer service the guy told me to just go to a store and buy it there and they will still give me the 25 dollar gift card.
as soon as I come on out of the store I received an email from google letting me know that my order has been shipped, I was really mad because I would be charged again so I called customer service and they told me to just denied the package when he gets there, 10 minutes later after talking to customer service I received an email that said my order was canceled because my card could'nt be charged I'm sure I had enough funds.
the next day I wake up AND IT WAS THERE, A BRAND NEW NEXUS 7
I quickly check my bank statement and I was never even charged so I was thinking there something wrong with their ordering system
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Haha how cool is that? I wish that happened when I bought my iPad 3
Sent from my Nexus 7
Cool........I'm sure they wont miss one N7
Sent from my Nexus 7 using Tapatalk 2
Not a bright idea in posting a scam on a public forum, even if it's "accidental".
Wow so clever!
Sent from my SAMSUNG-SGH-I727 using xda premium
I might be too honest for my own good .. but had a similar issue with company.. I called them and told them what happened. the guy put me on hold . His supervisor came on and said they could not believe i called to let them know this. And he asked me if would like to add a warranty on the second Device.for same cost of the one i bought. the device was a high end printer direct from hp. I said i cant afford to pay for the second one nor did i need it.. He said TO give it to a neighbor or sell it on ebay. And that they are going to let me keep it. Just out of being honest..
give it a try. your concise will feel better and you never know...
Printerscape said:
Not a bright idea in posting a scam on a public forum, even if it's "accidental".
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well if u think about it it wasn't a scam it was an error on their part. because I never intended for this to happened
You are going to contact them about this, right?
Sent from my Nexus 7 using Tapatalk 2
Yea I'm too honest. Would call and offer to pay if it was me. Just remember, karma.......
From the Note to Nexus 7
e-zzy1 said:
well if u think about it it wasn't a scam it was an error on their part. because I never intended for this to happened
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You taking advantage of it by not reporting it = scam and theft.
Printerscape said:
Not a bright idea in posting a scam on a public forum, even if it's "accidental".
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I agree, especially here, where the Mods don't look kindly upon these type of things.
e-zzy1 said:
well if u think about it it wasn't a scam it was an error on their part. because I never intended for this to happened
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Perhaps but you know better than thinking Google would give you a free Nexus 7 for no reason.
e-zzy1 said:
well if u think about it it wasn't a scam it was an error on their part. because I never intended for this to happened
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Sell it out give it to a little brother or sister. You'll feel better about it lol
Sent from my Gameboy Color
When companies will be honest with costumers , costumers will be honest with companies.
Sent from my Nexus 7
I still think you should at least offer it back .If you think they owe you something ask for Extra credit from play store or something. If your employer double paid you WOULD you just let it go.
Guess im one of the few honest people around..
erica_renee said:
I might be too honest for my own good .. but had a similar issue with company.. I called them and told them what happened. the guy put me on hold . His supervisor came on and said they could not believe i called to let them know this. And he asked me if would like to add a warranty on the second Device.for same cost of the one i bought. the device was a high end printer direct from hp. I said i cant afford to pay for the second one nor did i need it.. He said TO give it to a neighbor or sell it on ebay. And that they are going to let me keep it. Just out of being honest..
give it a try. your concise will feel better and you never know...
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Thanks for being a decent and honest human being!
Completely inaccurate title. Google did not "give" you a free Nexus7. They accidentally shipped you one without charging you first.
What YOU chose to do now is up to you, but bragging about it on XDA seems to be a bit stupid. Either keep it and hope they don't send you a bill, or contact them and offer to pay for it or have them ship it back.
Screw that, keep the nexus! If you found a $20 bill on the ground in a mall, what would you do with it? Probably keep it. Right?
It was Google's mistake not yours
erica_renee said:
I still think you should at least offer it back .If you think they owe you something ask for Extra credit from play store or something. If your employer double paid you WOULD you just let it go.
Guess im one of the few honest people around..
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Trust me let's say your keys or your money would fall off your purse I would give it to you right away... We all work hard to earn our money... But I have no pity for companies especially Google who makes billions by selling our data and information to other companies.... Don't get me wrong you are right but that's my opinion.
Sent from my Nexus 7
kiewee3 said:
Screw that, keep the nexus! If you found a $20 bill on the ground in a mall, what would you do with it? Probably keep it. Right?
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Most people would probably keep it and that's what's wrong with our society. Whether it's $1, $20 or $1,000,000, if it isn't yours and you took it, it's stealing.
big samm said:
When companies will be honest with costumers , costumers will be honest with companies.
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That's just you trying to justify keeping the free Nexus 7 and you know it. At the end of the day, you didn't get the Nexus 7 for free in a legit way and deep down inside you know it's wrong.

Best Buy trade-in still offering $250 and up for good condition N4!

I figured there might be some people that were looking to sell their N4 soon or were caught off guard by Google lower the price $100 and ripping that resale value away from them.
Apparently though BB trade-in is still offering:
$262 for perfect condition
$250 for good condition
Hope this helps :fingers-crossed:
Does this apply to the 8GB model?
Crash Stuntman said:
Does this apply to the 8GB model?
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Yep.
ajlunis said:
Yep.
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I hate to come across as overly skeptical, but their FAQ mentions paying for return shipping on the devices, so I feel compelled to dig in a little deeper.
The SKU corresponds to this device: http://www.bestbuy.com/site/LG---Go...ile)/7408045.p?id=1218844837055&skuId=7408045 which is the 16GB model.
ap3604 said:
were caught off guard by Google lower the price $100 and ripping that resale value away from them.
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I dont really understand your logic here.. Do you expect the phone to stay at the launch price forever? Its not unheard of prices dropping if sales decline or new product being released..
gd6noob said:
I dont really understand your logic here.. Do you expect the phone to stay at the launch price forever? Its not unheard of prices dropping if sales decline or new product being released..
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I don't see why you got aggravated here but OP didn't complain. He just said what the truth is. Obviously none of us saw that coming from Google. Perhaps he made this thread for those who were skeptical about selling (before N5 launches) or keeping the device and if Google's decision of slashing the price made such people a little upset, they can use OP's link and take full benefit from it.
filthykid said:
I don't see why you got aggravated here but OP didn't complain. He just said what the truth is. Obviously none of us saw that coming from Google. Perhaps he made this thread for those who were skeptical about selling (before N5 launches) or keeping the device and if Google's decision of slashing the price made such people a little upset, they can use OP's link and take full benefit from it.
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Thanks filthykid :highfive:
Just was simply trying to help those who wanted the info in case they were caught off guard with the price drop and didn't want to have to deal with selling their N4 for less via CL or something similar
^Anytime my friend.
I wonder how long BB would keep the trade in value at that worth...
Sent from my Nexus 4 using Tapatalk 4
gd6noob said:
I dont really understand your logic here.. Do you expect the phone to stay at the launch price forever? Its not unheard of prices dropping if sales decline or new product being released..
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After being blessed by the HOLO when I get a new HOLO device I actually give my old ones away, and spread the word of Matias Duarte
My friend was all like you know they sell this galaxy nexus for 500 on ebay. I told him "My lamb that is not a HOLO device that is a verizon one and is not recommended, take this and give me that HTC desire." I then I plus'ed Matias Duarte and we chanted HOLOYOLO together and burned that device to a cinder
True story
My parents loved the OG nexus 7's I gave them, want to talk about no resell value that right there
filthykid said:
I don't see why you got aggravated here but OP didn't complain. He just said what the truth is. Obviously none of us saw that coming from Google. Perhaps he made this thread for those who were skeptical about selling (before N5 launches) or keeping the device and if Google's decision of slashing the price made such people a little upset, they can use OP's link and take full benefit from it.
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I wasnt aggravated.. just as I stated, no item sold by anyone will keep their current launch prices.. even cars, dealers see sale decline, they push out promos or lower prices... if you think Google will keep the phones at their launch prices, then you are naive (not really directed to you but to anyone who thinks this way)..
This is just my opinion... and leave it at that....
I gave mine back for $262 whohohwwwww!!!
:good::good::good:
legendnexus said:
I gave mine back for $262 whohohwwwww!!!
:good::good::good:
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Nice!
Sent from my Nexus 4 using xda app-developers app
baolongn said:
Did they give you cash or store credit towards a new phone?
Sent from my Nexus 4 using xda app-developers app
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They gave a gift card available to use instore.
The best thing you can do is you can purchase two visa gift cards for 5.95 for each because the max limit on visa card is $200
so what you can get $250 cash at the end
262 -6 -6 = $ 250
good deal for a 9 month old phone
legendnexus said:
They gave a gift card available to use instore.
The best thing you can do is you can purchase two visa gift cards for 5.95 for each because the max limit on visa card is $200
so what you can get $250 cash at the end
262 -6 -6 = $ 250
good deal for a 9 month old phone
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the question is can you go trade in instore, then use the credit toward a new phone?
jdaclutch said:
the question is can you go trade in instore, then use the credit toward a new phone?
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I cant see why? as long as you have gift card to use in best buy?
legendnexus said:
I gave mine back for $262 whohohwwwww!!!
:good::good::good:
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They test the phone out?
defnow said:
They test the phone out?
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no they just check the phones physical condition real quick and the charging unit and then she clicked perfect condition.
I also brought its original box and stuff just incase. so they take them all
Thanks op, im considering doing this. Though mine has the tiniest of a dent on the side. Barely noticable,
legendnexus said:
They gave a gift card available to use instore.
The best thing you can do is you can purchase two visa gift cards for 5.95 for each because the max limit on visa card is $200
so what you can get $250 cash at the end
262 -6 -6 = $ 250
good deal for a 9 month old phone
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Click to collapse
I wasnt aware you could get visa cards with BB gift card...is there a trick to this or you just gotta hope your cashier doesnt notice?

anyone preorder using jump?

im trying to take advantage of the samsung offer but i went to store to preorder and was told i could only trade in one phone, any try the same with two phones?
looks like jump users cant take advantage of samsung offer.
RotaryXperiment7 said:
im trying to take advantage of the samsung offer but i went to store to preorder and was told i could only trade in one phone, any try the same with two phones?
looks like jump users cant take advantage of samsung offer.
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Jump users can't participate since they cannot trade-in a phone in addition to the one that they're returning (the EIP one).
Kawaisa said:
Jump users can't participate since they cannot trade-in a phone in addition to the one that they're returning (the EIP one).
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dang i was afraid of that, i thought someone said u could?
RotaryXperiment7 said:
dang i was afraid of that, i thought someone said u could?
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Some people claim that they did (big mouths with no proof), but you can't. If you got to my-tmobile and click on trade-in you have to give the order number and phone number and you will get a message that you have already reached the maximum amount of trade-ins for that order (namely your jump device)
csmits said:
Some people claim that they did (big mouths with no proof), but you can't. If you got to my-tmobile and click on trade-in you have to give the order number and phone number and you will get a message that you have already reached the maximum amount of trade-ins for that order (namely your jump device)
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I ordered using the normal upgrade, then traded in the phone online. I then called and asked them to cancel the order then reorder with JUMP. It still kept the old trade in as well.
so the trade-in is unrelated to your jump upgrade order, anyone could do that
Kawaisa said:
so the trade-in is unrelated to your jump upgrade order, anyone could do that
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So do it? Don't say it can't be done.
aooga said:
So do it? Don't say it can't be done.
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good luck with that
Kawaisa said:
good luck with that
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With what?
I asked a rep on phone and she said only one trade in per line.
well that sucks, i thought the jump program was part of trading in your device so i guess not 200 promotion for us.
of course you can't use Jump and get the 200 rebate; with Jump, you aren't "buying" anything, you're just "renting" the phone for a period of time..
wase4711 said:
of course you can't use Jump and get the 200 rebate; with Jump, you aren't "buying" anything, you're just "renting" the phone for a period of time..
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Not true. If anything you're paying for the privilege to sell it back to T-Mo for a guaranteed 50% of it's value. Once you pay it off its your phone.
knarfies said:
well that sucks, i thought the jump program was part of trading in your device so i guess not 200 promotion for us.
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I effectively got $300 credit from my gs4 that still had a year of $25 payments on it... I'm plenty happy with that credit that really makes the Samsung promo null and void even if I COULD use it.
I was already paying $12 bucks a month on insurance before the JUMP! Program and un-plan came along. I lowered my bill over $20(was ~$188) even after I got unlimited everything family plan($80), increased my data cap 2 gigs on my line for a total of 3($10), got jump for $10 per line, not $12 like insurance was($20), and financed 2 phones($20 & $25 for a total of $163 after various taxes) and i get to JUMP! twice a year per line after the first 6 months passed, that's 4 phones a year for only taxes, which is lower then the "plan discounts" you used to get every 2 years!
....I'm plenty happy with JUMP! and no sammy promo on a full priced phone, tmobile is the one losing money, that's for sure.
Diablohtr said:
Not true. If anything you're paying for the privilege to sell it back to T-Mo for a guaranteed 50% of it's value. Once you pay it off its your phone.
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I'm on the original Jump, so it works differently for me..
and, yes, if you keep the phone for 2 years, and pay it off, its yours, but I doubt many folks who follow XDA keep ANY phone for 2 years..
Ive only payed a year on mine and owe 280 and according o the check out, im only getting the 280 to pay it off.
knarfies said:
Ive only payed a year on mine and owe 280 and according o the check out, im only getting the 280 to pay it off.
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So they are effectively giving you 280 for your phone, $80 more than the Samsung credit...
I'm on the old jump plan also... I didn't even realize it changed till this upgrade and was reading the new terms... still an ALRIGHT plan, but the original is a steal... you really are only stuck for the first 6 months, or = to 1/4th the value the original phone, then you can jump twice a year after that n that literally means i can jump now to the note 4 and if I want, jump again in 2 months to the note edge.
If I DO want to keep any phone for 2 years also, I'm paying for the base price of the phone, interest free... n i was already paying more for insurance anyways, so in my case the monthly fee for the jump plan isn't even a knock against me(that 240 bucks for 2 years of jump+insurance is less than just old insurion @$288 for 2 years) n I'm actually likely to use the plan, where I maybe used insurance once in 7 years.
yeah, alot of folks forget that jump includes Insurance AND Lookout Premium for free; its not just a "tax" to be able to change phones frequently
I also had jump, but I didn't use it, since they want the phone back, i pre-order the note4 and do a trade in
i had a verizon i4 which tmobile gave me 203buck for it and i5 which is icloud lock and i got 232buck all in credit. i think i got a good deal with 2 useless phone. i talked to a rep u can trade in as many smart phone as u want as long as it not broken doesn't matter if it icloud lock. if that help somebody
is it possible if i trade my galaxy s3 into where i work (ATT) and pre order the note 4 from t mobile and still get $200?

[Q] Not being charged EIP?

Ordered my note 4 about 2 weeks after it's release. I've just gotten what I think is my 5th, at least the 4th, bill. I've yet to be charged an EIP payment. It even says there is no EIP on the account. Is it possible TMO screwed up and gave me a free phone? I know I've had plenty of screwups with them before, just never on the positive side for me. Anyone else ever have an issue like this? I don't want to bring it to their attention if they don't know, that's be dumb. Just wondering if anyone else has experienced this?
tony yayo said:
Ordered my note 4 about 2 weeks after it's release. I've just gotten what I think is my 5th, at least the 4th, bill. I've yet to be charged an EIP payment. It even says there is no EIP on the account. Is it possible TMO screwed up and gave me a free phone? I know I've had plenty of screwups with them before, just never on the positive side for me. Anyone else ever have an issue like this? I don't want to bring it to their attention if they don't know, that's be dumb. Just wondering if anyone else has experienced this?
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Wow, this is an interesting one. I work at tmobile. I can tell you that you would have signed an EIP agreement when you purchased the phone if you got it in store. This agreement would show how many payments you are making over the next 24 months for the phone. If you never got one of those, and you have a receipt for the full price of the phone, i think you should take the money and run haha, that sounds like a free phone. If you wish for someone to check the account without charging you for the mistake - I can give it a little overview when I get in today at 1pm PST - you'll have to PM me tho, these are private matters and I still need to follow the rules haha.
ccheww said:
Wow, this is an interesting one. I work at tmobile. I can tell you that you would have signed an EIP agreement when you purchased the phone if you got it in store. This agreement would show how many payments you are making over the next 24 months for the phone. If you never got one of those, and you have a receipt for the full price of the phone, i think you should take the money and run haha, that sounds like a free phone. If you wish for someone to check the account without charging you for the mistake - I can give it a little overview when I get in today at 1pm PST - you'll have to PM me tho, these are private matters and I still need to follow the rules haha.
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Haven't been on in a while but wanted to come back and say this is now my 7TH bill! No EIP payment anywhere. What the hell do I do? I wonder if it has anything to do with me being a customer back when phones were subsidized still? Just very strange and don't want to bring it to their attention if I don't have to, they've screwed me before so...
BTW, I didn't pay full price only the taxes when I ordered online, I believe I electronically signed an EIP but no receipt for full payment obviously though. It does show on the TMO website as being available for use with them, which, it obviously already is.
tony yayo said:
Haven't been on in a while but wanted to come back and say this is now my 7TH bill! No EIP payment anywhere. What the hell do I do? I wonder if it has anything to do with me being a customer back when phones were subsidized still? Just very strange and don't want to bring it to their attention if I don't have to, they've screwed me before so...
BTW, I didn't pay full price only the taxes when I ordered online, I believe I electronically signed an EIP but no receipt for full payment obviously though. It does show on the TMO website as being available for use with them, which, it obviously already is.
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Same thing happened to a guy I work with, with his iPhone 6 plus he waited and waited and nothing. So he finally called in just to make sure his accnt was OK and after the overview there is no record of his eip. So it's ur free phone
Sent from my SM-N910T using XDA Free mobile app
Pay over the phone next time you pay your bill and just ask a vague question about how your account is doing or something along those lines haha you lucky sob
Lucky lucky
_-..zKiLLA..-_ said:
Pay over the phone next time you pay your bill and just ask a vague question about how your account is doing or something along those lines haha you lucky sob
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I wonder if I ask them in chat if I'm eligible for an EIP on the S6, that should tell me. They won't let me if I owe them for my Note 4 right?
tony yayo said:
I wonder if I ask them in chat if I'm eligible for an EIP on the S6, that should tell me. They won't let me if I owe them for my Note 4 right?
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Worth a try. Check the imei on their website to see if it says anything about it being owed. Or on my tmobile under billing. It shows what phone you have financed and how much you owe and paymemts left.
Sent from my SM-N910T using XDA Free mobile app
flipq88 said:
Worth a try. Check the imei on their website to see if it says anything about it being owed. Or on my tmobile under billing. It shows what phone you have financed and how much you owe and paymemts left.
Sent from my SM-N910T using XDA Free mobile app
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It says in billing I have no EIP on this account. Maybe I'll pick up the Gear S just to see what they say about the EIP and to play with it for a few days. Hmm..
I think the same thing just happened to me. I Pre-Ordered the Galaxy S7 Edge on T-Mobile, and it arrived on February 29th. I have now received my 2nd bill and they still haven't charged me for the phone, and the account doesn't list an active EIP on my line.
If I went to the phone section to try an upgrade it said "You are a Jump Customer. You are ineligible to jump because you have no Active Equipment Installment Plan" Since they said I couldn't jump I proceeded to take Jump off of my line and the next day when I go to the same page, there is a large "Upgrade" button next to the picture of the S7. Is that basically a confirmation that I own this phone and T-Mobile screwed the pooch?

Selling While Financed?

Has anyone ever sold their device while it was still financed?
No but I know att has a spot when you view your stuff online to view what you owe to own it
Sent from my Pixel 4 XL using Tapatalk
If you financed through Google, you can sell it as the IMEI doesn't show up as financed and the phone is unlocked. Carrier phone IMEI should show up as financed like my T-Mobile phones. I sold my 3A without any issues.
Sent from my Pixel 4 XL using Tapatalk
stevew84 said:
Has anyone ever sold their device while it was still financed?
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Is that even allowed without informing the poor bastard that bought it that he's locked out? That is a weird question. Why do you ask it?
No. You still owe money on it. Pay it off before you sell it to someone else. This applies to anything that you finance in life.
stevew84 said:
Has anyone ever sold their device while it was still financed?
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I'm almost certain that is fraud. You don't own it to sell it!
Alcolawl said:
No. You still owe money on it. Pay it off before you sell it to someone else. This applies to anything that you finance in life.
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m+a+r+k said:
Isn't that illegal? You don't own it to sell it!
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People sell their houses and cars all the time that they don't completely own, while still being financed. Why should phones be different. As long as you pay off the phone loan you agreed to, I don't see it as a big deal. Just a simple perspective from from my point of view
Badger50 said:
People sell they're houses and cars all the time that they don't completely own, while still being financed. Why should phones be different. As long as you pay off the phone loan you agreed to, I don't see it as a big deal. Just a simple perspective from from my point of view
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That's not entirely true. When you sell your home it must be paid off before the sale can go through. Whether it's the mortgage company or the title company that home needs to be free and clear of all liens.
And you can't sell a car that you don't own. You can transfer the payments but that's all up front and guaranteed by the bank.
bobby janow said:
That's not entirely true. When you sell your home it must be paid off before the sale can go through. Whether it's the mortgage company or the title company that home needs to be free and clear of all liens.
And you can't sell a car that you don't own. You can transfer the payments but that's all up front and guaranteed by the bank.
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Exactly, just what I was going to say in reply.
It's fraud if you sell something you don't own.
If you pay all the agreed payments then clearly you own it, but until then you don't!
m+a+r+k said:
Exactly, just what I was going to say in reply.
It's fraud if you sell something you don't own.
If you pay all the agreed payments then clearly you own it, but until then you don't!
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not true you can sell it just like you can with a car and have someone take over payments. as long as you pay your monthly dues you'll be good.
stevew84 said:
Has anyone ever sold their device while it was still financed?
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I sold my Pixel 2 XL after having it for a year while financing through Verizon. The guy That bought it had Verizon, and everything worked fine. I just payed it off a couple months ago.
jmartin72 said:
I sold my Pixel 2 XL after having it for a year while financing through Verizon. The guy That bought it had Verizon, and everything worked fine. I just payed it off a couple months ago.
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That is a trusting individual you sold it to. Doesn't Verizon require that you keep the device on your account for 24 months or at least have an account so you get the discount on a monthly basis?
But say something happened to you either physically or financially and you couldn't pay? Then what? If the person knew there was this chance then I guess it's ok as long as there is some kind of documentation for protection. Still sounds sketchy to me though.
If I sold a car and still had to pay my bank for another year or so what's to say that car couldn't be repossessed (IMEI blacklisted) at any given time? Why wouldn't you take the money from the sale and just pay it off on the spot like you do with a home mortgage? I sell a house and I owe $100k for instance. The mortgage company deducts the amount you owe, pays off the loan, and gives you the balance. The buyer now is responsible for either paying it all at once or financing on his / her own.
Unless this is a close relative (and even then..) I would never do anything like that on the sending or receiving end. It doesn't make sense.
bobby janow said:
That is a trusting individual you sold it to. Doesn't Verizon require that you keep the device on your account for 24 months or at least have an account so you get the discount on a monthly basis?
But say something happened to you either physically or financially and you couldn't pay? Then what? If the person knew there was this chance then I guess it's ok as long as there is some kind of documentation for protection. Still sounds sketchy to me though.
If I sold a car and still had to pay my bank for another year or so what's to say that car couldn't be repossessed (IMEI blacklisted) at any given time? Why wouldn't you take the money from the sale and just pay it off on the spot like you do with a home mortgage? I sell a house and I owe $100k for instance. The mortgage company deducts the amount you owe, pays off the loan, and gives you the balance. The buyer now is responsible for either paying it all at once or financing on his / her own.
Unless this is a close relative (and even then..) I would never do anything like that on the sending or receiving end. It doesn't make sense.
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Verizon only requires you to keep an active line/account. One of the things I liked about Verizon is that I could put my SIM in any phone, and as long as it had the correct radios, it would work. You can change phones every day if you want, and don't have to contact Verizon to activate. Could I have payed off the phone before I sold it...Yes, but it's not like they charge you interest, and at the time, I had no intention of switching carriers, so it just made sense to leave things as is. I did know the person I sold it to, and I would have never left him holding the bag so to speak. I'm not that kind of person. My only purpose for posting, was to answer the question in the OP that with Verizon anyway it's possible.
jmartin72 said:
Verizon only requires you to keep an active line/account. One of the things I liked about Verizon is that I could put my SIM in any phone, and as long as it had the correct radios, it would work. You can change phones every day if you want, and don't have to contact Verizon to activate. Could I have payed off the phone before I sold it...Yes, but it's not like they charge you interest, and at the time, I had no intention of switching carriers, so it just made sense to leave things as is. I did know the person I sold it to, and I would have never left him holding the bag so to speak. I'm not that kind of person. My only purpose for posting, was to answer the question in the OP that with Verizon anyway it's possible.
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I wasn't sure about the Verizon line/account restrictions. Of course you are not one to stiff a friend or stranger for that matter. But that's not the point really, or at least I don't think the OP was referring to a private sale like what you did. Private sales are just that, private. But selling a financed phone, car, home or bicycle where the purchaser can have it repossessed unbeknownst to him or her then that is illegal. I'm not an attorney but that would be a case to bring if you can find the person who stiffed you. Thus Swappa will not allow a financed device on their selling site and eBay I'm not sure of. I doubt they check but Paypal might have an issue if reported. Bottom line, don't sell a financed device without full disclosure and a signature to prove it.

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